VXUS vs XRMI

VXUS vs XRMI

Which is better, VXUS or XRMI?

VXUS has been ahead.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVXUSXRMI
Expense Ratio0.05%Best0.60%
AUM$158.1B$49M
Dividend Yield2.51%12.45%
Holdings8,747509
YTD Return+13.03%Best+5.09%
1Y Return+20.20%Best+9.91%
3Y Return (annualized)+19.23%Best+7.92%
5Y Return (annualized)+8.73%Best+2.89%
Volatility (annualized)15.1%6.6%Best
Max Drawdown-29.4%-15.3%Best
$10,000 over 5 years$15,197Best$11,531
Fund FamilyVanguard (US)Global X by mirae Asset
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJan 26, 2011Aug 25, 2021

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Aug 26, 2021 to Sep 14, 2026 (5.1 years).

VXUS vs XRMI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.1 years both funds cover.

VXUS vs XRMI Performance

Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US) and Global X S&P 500 Risk Managed Income ETF (XRMI) is an ETF from Global X by mirae Asset. Over the past year VXUS returned +20.20% while XRMI returned +9.91%. Year to date, VXUS is up 13.03% versus a gain of 5.09% for XRMI.

Over three years, VXUS compounded at +19.23% per year against +7.92% for XRMI; over five years the annualized figures are +8.73% and +2.89% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 6.6% for XRMI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -29.4% for VXUS and -15.3% for XRMI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.

Fees and Cost Over Time

VXUS charges 0.05% per year while XRMI charges 0.60%. On a $10,000 position that is $5 vs $60 annually, a gap of $55 per year that compounds over a long holding period. On income, VXUS currently yields 2.51% against 12.45% for XRMI.

Holdings Overlap

XRMI already in VXUS0.2%

At least 0.2% of XRMI's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

4 positions in common, counted across the 8,082 positions we hold weights for in VXUS and 490 in XRMI, against full books of 8,747 and 509.

Top Shared Holdings

StockWeight in VXUSWeight in XRMIDifference
HBANHuntington Bancshares Inc./Oh0.05%0.05%0.00%
SRESempra Common Stock0.00%0.08%0.08%
HALHalliburton Co.0.02%0.05%0.03%
KRKroger Co.0.00%0.06%0.06%

You are not choosing between two funds in isolation.

Whichever of VXUS and XRMI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VXUSXRMI

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Frequently Asked Questions

Which is cheaper, VXUS or XRMI?

VXUS has an expense ratio of 0.05% while XRMI charges 0.60%. VXUS is the cheaper option, by $55 a year on a $10,000 investment.

Which performed better, VXUS or XRMI?

Over the past year VXUS returned +20.20% vs +9.91% for XRMI, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VXUS or XRMI?

VXUS has been the more volatile fund at 15.1% annualized versus 6.6% for XRMI. Worst drawdown: VXUS -29.4% vs XRMI -15.3%.

Should I hold both VXUS and XRMI?

VXUS and XRMI have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, VXUS or XRMI?

VXUS yields 2.51% while XRMI yields 12.45%, so XRMI currently pays the higher dividend yield.

Is XRMI better than VXUS?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.