VOO vs XRMI

VOO vs XRMI

Which is better, VOO or XRMI?

VOO has been ahead.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 38.1%.

Lower Fees: VOOHigher Returns: VOOLess Concentrated: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVOOXRMI
Expense Ratio0.03%Best0.60%
AUM$997.4B$49M
Dividend Yield1.04%12.45%
Holdings509509
YTD Return+11.48%Best+4.79%
1Y Return+15.94%Best+9.60%
3Y Return (annualized)+21.01%Best+7.75%
5Y Return (annualized)+12.66%Best+2.74%
Volatility (annualized)15.8%6.6%Best
Max Drawdown-24.5%-15.3%Best
$10,000 over 5 years$18,149Best$11,447
Top 10 Weight37.6%Best38.1%
Fund FamilyVanguard (US)Global X by mirae Asset
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionSep 7, 2010Aug 25, 2021

Volatility and max drawdown are measured over the window both funds cover: Aug 26, 2021 to Sep 15, 2026 (5.1 years).

VOO vs XRMI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.1 years both funds cover.

VOO vs XRMI Performance

Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US) and Global X S&P 500 Risk Managed Income ETF (XRMI) is an ETF from Global X by mirae Asset. Over the past year VOO returned +15.94% while XRMI returned +9.60%. Year to date, VOO is up 11.48% versus a gain of 4.79% for XRMI.

Over three years, VOO compounded at +21.01% per year against +7.75% for XRMI; over five years the annualized figures are +12.66% and +2.74% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 6.6% for XRMI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.5% for VOO and -15.3% for XRMI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VOO charges 0.03% per year while XRMI charges 0.60%. On a $10,000 position that is $3 vs $60 annually, a gap of $57 per year that compounds over a long holding period. On income, VOO currently yields 1.04% against 12.45% for XRMI.

Holdings Overlap

VOO already in XRMI98.8%
XRMI already in VOO99.4%

98.8% of VOO's money is in holdings XRMI also owns. 99.4% of XRMI's money is in holdings VOO also owns.

Most of XRMI is already inside VOO. Owning both mostly buys the same companies twice.

479 positions in common, counted across the 494 positions we hold weights for in VOO and 490 in XRMI, against full books of 509 and 509.

What only one of them owns

Our book lists 11 positions for XRMI that do not appear in our book for VOO (0.5% of the fund), and 13 for VOO that do not appear in XRMI (0.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in VOOWeight in XRMIDifference
NVDANvidia Corp7.55%8.07%0.52%
AAPLApple, Inc7.05%7.31%0.26%
MSFTMicrosoft Corp5.36%5.70%0.34%
AMZNAmazon.Com Inc4.13%3.82%0.31%
GOOGLAlphabet Inc,class A3.24%3.01%0.23%
AVGOBroadcom Inc2.86%2.68%0.18%
GOOGAlphabet Inc2.62%2.40%0.22%
METAMeta Platforms Inc1.90%1.94%0.04%
MUMicron Technology, Inc.1.44%1.61%0.17%
JPMJpmorgan Chase1.46%1.45%0.01%

99.4% of XRMI is already inside VOO.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

VOOXRMI

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Frequently Asked Questions

Which is cheaper, VOO or XRMI?

VOO has an expense ratio of 0.03% while XRMI charges 0.60%. VOO is the cheaper option, by $57 a year on a $10,000 investment.

Which performed better, VOO or XRMI?

Over the past year VOO returned +15.94% vs +9.60% for XRMI, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VOO or XRMI?

VOO has been the more volatile fund at 15.8% annualized versus 6.6% for XRMI. Worst drawdown: VOO -24.5% vs XRMI -15.3%.

Should I hold both VOO and XRMI?

VOO and XRMI have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between VOO and XRMI?

99.4% of XRMI's money is in holdings VOO also owns. 99.4% of XRMI's is in holdings VOO also owns. They hold 479 positions in common, counted across the 494 positions we hold weights for in VOO and 490 in XRMI.

Which pays a higher dividend, VOO or XRMI?

VOO yields 1.04% while XRMI yields 12.45%, so XRMI currently pays the higher dividend yield.

Is XRMI better than VOO?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 38.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.