VYM vs XRMI
Vanguard High Dividend Yield ETF vs Global X S&P 500 Risk Managed Income ETF
Which is better, VYM or XRMI?
Large Cap Value against Large Cap Blend.
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 39.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | XRMI |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.60% |
| AUM | $81.6B | $49M |
| Dividend Yield | 2.22% | 12.45% |
| Holdings | 613 | 509 |
| YTD Return | +13.91%Best | +5.33% |
| 1Y Return | +17.57%Best | +10.48% |
| 3Y Return (annualized) | +18.12%Best | +7.83% |
| 5Y Return (annualized) | +12.17%Best | +2.91% |
| Volatility (annualized) | 13.7% | 6.6%Best |
| Max Drawdown | -15.8% | -15.3%Best |
| $10,000 over 5 years | $17,758Best | $11,542 |
| Top 10 Weight | 25.9%Best | 39.4% |
| Fund Family | Vanguard (US) | Global X by mirae Asset |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Nov 10, 2006 | Aug 25, 2021 |
Volatility and max drawdown are measured over the window both funds cover: Aug 26, 2021 to Sep 11, 2026 (5 years).
VYM vs XRMI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
VYM vs XRMI Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and Global X S&P 500 Risk Managed Income ETF (XRMI) is an ETF from Global X by mirae Asset. Over the past year VYM returned +17.57% while XRMI returned +10.48%. Year to date, VYM is up 13.91% versus a gain of 5.33% for XRMI.
Over three years, VYM compounded at +18.12% per year against +7.83% for XRMI; over five years the annualized figures are +12.17% and +2.91% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 6.6% for XRMI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.8% for VYM and -15.3% for XRMI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VYM charges 0.04% per year while XRMI charges 0.60%. On a $10,000 position that is $4 vs $60 annually, a gap of $56 per year that compounds over a long holding period. On income, VYM currently yields 2.22% against 12.45% for XRMI.
Holdings Overlap
88.0% of VYM's money is in holdings XRMI also owns. 34.8% of XRMI's money is in holdings VYM also owns.
Most of VYM is already inside XRMI. Owning both mostly buys the same companies twice.
240 positions in common, counted across the 603 positions we hold weights for in VYM and 491 in XRMI, against full books of 613 and 509.
What only one of them owns
Our book lists 247 positions for XRMI that do not appear in our book for VYM (68.2% of the fund), and 330 for VYM that do not appear in XRMI (9.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VYM | Weight in XRMI | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 7.29% | 3.09% | 4.20% |
| JPMJpmorgan Chase & Co. | 3.38% | 1.49% | 1.89% |
| JNJJohnson & Johnson | 2.54% | 0.95% | 1.59% |
| XOMExxon Mobil Corp. | 2.36% | 0.99% | 1.37% |
| CSCOCisco Systems Inc. - Ordinary Shares | 1.93% | 0.75% | 1.18% |
| CATCaterpillar, Inc. | 2.01% | 0.63% | 1.38% |
| ABBVAbbvie Inc. | 1.85% | 0.67% | 1.18% |
| BACBank Of America Corp. | 1.56% | 0.64% | 0.92% |
| UNHUnitedhealth Group Inc. | 1.56% | 0.58% | 0.98% |
| HDHome Depot Inc/The | 1.46% | 0.54% | 0.92% |
88.0% of VYM is already inside XRMI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or XRMI?
VYM has an expense ratio of 0.04% while XRMI charges 0.60%. VYM is the cheaper option, by $56 a year on a $10,000 investment.
Which performed better, VYM or XRMI?
Over the past year VYM returned +17.57% vs +10.48% for XRMI, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VYM or XRMI?
VYM has been the more volatile fund at 13.7% annualized versus 6.6% for XRMI. Worst drawdown: VYM -15.8% vs XRMI -15.3%.
Should I hold both VYM and XRMI?
VYM and XRMI have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VYM and XRMI?
88.0% of VYM's money is in holdings XRMI also owns. 34.8% of XRMI's is in holdings VYM also owns. They hold 240 positions in common, counted across the 603 positions we hold weights for in VYM and 491 in XRMI.
Which pays a higher dividend, VYM or XRMI?
VYM yields 2.22% while XRMI yields 12.45%, so XRMI currently pays the higher dividend yield.
Is XRMI better than VYM?
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 39.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.