VYM vs XRMI
Vanguard High Dividend Yield ETF vs Global X S&P 500 Risk Managed Income ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | VYM | XRMI | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.60% | |
| AUM | $81.6B | $50M | |
| Dividend Yield | 2.24% | 12.49% | |
| Holdings | 616 | 509 | |
| YTD Return | +15.34% | +4.64% | |
| 1Y Return | +23.24% | +11.30% | |
| 3Y Return (annualized) | +19.22% | +7.94% | |
| 5Y Return (annualized) | +12.21% | +2.84% | |
| Volatility (annualized) | 14.6% | 6.7% | |
| Max Drawdown | -58.8% | -15.3% | |
| Fund Family | Vanguard (US) | Global X by mirae Asset | |
| Category | Equity | Equity | |
| Inception | Nov 10, 2006 | Aug 25, 2021 |
VYM vs XRMI Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Global X S&P 500 Risk Managed Income ETF (XRMI) is a ETF from Global X by mirae Asset. Over the past year VYM returned +23.24% while XRMI returned +11.30%. Year to date, VYM is up 15.34% versus a gain of 4.64% for XRMI.
Over three years, VYM compounded at +19.22% per year against +7.94% for XRMI; over five years the annualized figures are +12.21% and +2.84% respectively. Across the full 5-year window we track, VYM has the edge at +7.04% annualized vs +2.84%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 6.7% for XRMI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for VYM and -15.3% for XRMI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VYM charges 0.04% per year while XRMI charges 0.60%. On a $10,000 position that is $4 vs $60 annually, a gap of $56 per year that compounds over a long holding period. On income, VYM currently yields 2.24% against 12.49% for XRMI.
Holdings Overlap
VYM and XRMI share 225 holdings out of 839 unique holdings combined, representing a 41.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VYM or XRMI?
VYM has an expense ratio of 0.04% while XRMI charges 0.60%. VYM is the cheaper option. On a $10,000 investment, that is $56 per year of difference.
Which performed better, VYM or XRMI?
Over the past year VYM returned +23.24% vs +11.30% for XRMI, so VYM leads on 1-year performance. Over the longest common window we track (5 years), VYM annualized +7.04% vs +2.84% for XRMI. Past performance does not guarantee future results.
Which is riskier, VYM or XRMI?
VYM has been the more volatile fund at 14.6% annualized versus 6.7% for XRMI. Worst drawdown: VYM -58.8% vs XRMI -15.3%.
Should I hold both VYM and XRMI?
VYM and XRMI have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VYM and XRMI?
VYM and XRMI share 225 common holdings with a 41.1% weight overlap. Combined, they hold 839 unique securities.
Which pays a higher dividend, VYM or XRMI?
VYM yields 2.24% while XRMI yields 12.49%, so XRMI currently pays the higher dividend yield.
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