QQQ vs XRMI

QQQ vs XRMI

Which is better, QQQ or XRMI?

Large Cap Growth against Large Cap Blend.

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. XRMI is less concentrated, with 38.1% of the fund in its ten largest positions against 46.5%.

Lower Fees: QQQHigher Returns: QQQLess Concentrated: XRMI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQXRMI
Expense Ratio0.18%Best0.60%
AUM$483.5B$49M
Dividend Yield0.44%12.45%
Holdings107509
YTD Return+15.94%Best+5.09%
1Y Return+20.44%Best+9.91%
3Y Return (annualized)+24.86%Best+7.92%
5Y Return (annualized)+14.26%Best+2.89%
Volatility (annualized)20.9%6.6%Best
Max Drawdown-35.1%-15.3%Best
$10,000 over 5 years$19,475Best$11,531
Top 10 Weight46.5%38.1%Best
Fund FamilyInvesco (US)Global X by mirae Asset
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionMar 10, 1999Aug 25, 2021

Volatility and max drawdown are measured over the window both funds cover: Aug 26, 2021 to Sep 14, 2026 (5.1 years).

QQQ vs XRMI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.1 years both funds cover.

QQQ vs XRMI Performance

Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Global X S&P 500 Risk Managed Income ETF (XRMI) is an ETF from Global X by mirae Asset. Over the past year QQQ returned +20.44% while XRMI returned +9.91%. Year to date, QQQ is up 15.94% versus a gain of 5.09% for XRMI.

Over three years, QQQ compounded at +24.86% per year against +7.92% for XRMI; over five years the annualized figures are +14.26% and +2.89% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 6.6% for XRMI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.1% for QQQ and -15.3% for XRMI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQ charges 0.18% per year while XRMI charges 0.60%. On a $10,000 position that is $18 vs $60 annually, a gap of $42 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 12.45% for XRMI.

Holdings Overlap

QQQ already in XRMI94.2%
XRMI already in QQQ54.1%

94.2% of QQQ's money is in holdings XRMI also owns. 54.1% of XRMI's money is in holdings QQQ also owns.

Most of QQQ is already inside XRMI. Owning both mostly buys the same companies twice.

85 positions in common, counted across the 102 positions we hold weights for in QQQ and 490 in XRMI, against full books of 107 and 509.

What only one of them owns

Our book lists 401 positions for XRMI that do not appear in our book for QQQ (45.6% of the fund), and 11 for QQQ that do not appear in XRMI (3.4%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in QQQWeight in XRMIDifference
NVDANvidia Corp8.44%8.07%0.37%
AAPLApple, Inc7.27%7.31%0.04%
MSFTMicrosoft Corp5.76%5.70%0.06%
AMZNAmazon.Com Inc4.67%3.82%0.85%
GOOGLAlphabet Inc,class A3.36%3.01%0.35%
MUMicron Technology, Inc.4.43%1.61%2.82%
AVGOBroadcom Inc3.16%2.68%0.48%
GOOGAlphabet Inc3.13%2.40%0.73%
METAMeta Platforms Inc2.78%1.94%0.84%
AMDAdvanced Micro Devices Inc3.45%1.15%2.30%

94.2% of QQQ is already inside XRMI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

QQQXRMI

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Frequently Asked Questions

Which is cheaper, QQQ or XRMI?

QQQ has an expense ratio of 0.18% while XRMI charges 0.60%. QQQ is the cheaper option, by $42 a year on a $10,000 investment.

Which performed better, QQQ or XRMI?

Over the past year QQQ returned +20.44% vs +9.91% for XRMI, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QQQ or XRMI?

QQQ has been the more volatile fund at 20.9% annualized versus 6.6% for XRMI. Worst drawdown: QQQ -35.1% vs XRMI -15.3%.

Should I hold both QQQ and XRMI?

QQQ and XRMI have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between QQQ and XRMI?

94.2% of QQQ's money is in holdings XRMI also owns. 54.1% of XRMI's is in holdings QQQ also owns. They hold 85 positions in common, counted across the 102 positions we hold weights for in QQQ and 490 in XRMI.

Which pays a higher dividend, QQQ or XRMI?

QQQ yields 0.44% while XRMI yields 12.45%, so XRMI currently pays the higher dividend yield.

Is XRMI better than QQQ?

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. XRMI is less concentrated, with 38.1% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.