OSBC
Old Second Bancorp Inc.
$18.46
-$0.07(-0.38%)
51
Overall
75
Value
27
Tech
52
Quality
Market Cap
$968.77M
Volume
202.87K
52W Range
$14.14 - $19.46
Target Price
$21.75
Order:
Income Statement
| Metric | Trend | Chart | 2015 Dec | 2016 Dec | 2017 Dec | 2018 Dec | 2019 Dec | 2020 Dec | 2021 Dec | 2022 Dec | 2023 Dec | 2024 Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||
| Total Revenue | $92.8M | $91.3M | $103.5M | $121.1M | $132.6M | $129.2M | $136.0M | $249.3M | $286.1M | $285.5M | ||
| Total Revenue | $92.8M | $91.3M | $103.5M | $121.1M | $132.6M | $129.2M | $136.0M | $249.3M | $286.1M | $285.5M | ||
| OPERATING EXPENSES | ||||||||||||
| Selling, General & Administrative | $48.8M | $49.4M | $52.9M | $59.2M | $49.3M | $51.5M | $60.2M | $90.8M | $90.5M | $100.5M | ||
| Selling & Marketing Expenses | $1.3M | $1.6M | $1.5M | $1.6M | $1.2M | $298.0K | $343.0K | $589.0K | $721.0K | $1.2M | ||
| General & Administrative Expenses | $12.4M | $11.5M | $11.3M | $13.5M | $1.2M | $1.6M | $2.2M | $3.6M | $1.2M | $1.3M | ||
| Promotion & Advertising | $1.3M | $1.6M | $1.5M | $1.6M | $1.2M | $298.0K | $343.0K | $589.0K | $721.0K | $1.2M | ||
| Salaries & Wages | $35.1M | $36.2M | $40.1M | $44.2M | $46.9M | $49.5M | $57.7M | $86.6M | $88.6M | $98.0M | ||
| Depreciation & Amortization | -- | $16.0K | $96.0K | $387.0K | $539.0K | $494.0K | $644.0K | $2.6M | $2.5M | $2.4M | ||
| Depreciation & Amortization | -- | $16.0K | $96.0K | $387.0K | $539.0K | $494.0K | $644.0K | $2.6M | $2.5M | $2.4M | ||
| Amortization | -- | $16.0K | $96.0K | $387.0K | $539.0K | $494.0K | $644.0K | $2.6M | $2.5M | $2.4M | ||
| SPECIAL ITEMS | ||||||||||||
| Special Income Charges | $-9.1M | $-6.2M | $-9.7M | $-9.9M | $-18.2M | $-17.0M | $-9.9M | $-28.1M | $-25.5M | $-25.0M | ||
| Impairment of Capital Assets | $1.1M | $919.0K | $802.0K | $734.0K | $2.7M | $4.0M | $-1.3M | $-3.2M | $1.4M | $723.0K | ||
| PRE-TAX INCOME | ||||||||||||
| Pre-Tax Income | $24.4M | $24.5M | $34.3M | $43.9M | $51.9M | $37.4M | $27.9M | $91.5M | $124.4M | $113.0M | ||
| INCOME TAX | ||||||||||||
| Tax Provision | $10.3M | $9.7M | $19.8M | $10.6M | $12.4M | $9.6M | $7.8M | $24.1M | $32.7M | $27.7M | ||
| NET INCOME | ||||||||||||
| Net Income | $15.4M | $15.7M | $15.1M | $34.0M | $39.5M | $27.8M | $20.0M | $67.4M | $91.7M | $85.3M | ||
| Net Income (Continuing Operations) | $15.4M | $15.7M | $15.1M | $34.0M | $39.5M | $27.8M | $43.5M | $67.4M | $91.7M | $85.3M | ||
| Net Income (Discontinued Operations) | $15.4M | $15.7M | $15.1M | $34.0M | $39.5M | $27.8M | $20.0M | $67.4M | $91.7M | $85.3M | ||
| Net Income (Common Stockholders) | $13.5M | $15.7M | $15.1M | $34.0M | $39.5M | $27.8M | $20.0M | $67.4M | $91.7M | $85.3M | ||
| Normalized Income | -- | -- | -- | -- | -- | -- | -- | -- | -- | $113.9M | ||
| SHARE & EPS DATA | ||||||||||||
| Average Shares Outstanding | $33.4M | $29.6M | $29.7M | $29.7M | $29.9M | -- | $30.2M | $44.5M | $44.7M | $44.8M | ||
| Average Shares Outstanding (Diluted) | $33.4M | $29.6M | $30.3M | $30.3M | $30.4M | -- | $30.7M | $45.2M | $45.4M | $45.6M | ||
| Shares Outstanding | $29.5M | $29.6M | $29.7M | $29.9M | $30.0M | $29.1M | $44.5M | $44.7M | $44.8M | $45.0M | ||
| Basic EPS | $0.46 | $0.53 | $0.51 | $1.14 | $1.32 | $0.94 | $0.66 | $1.51 | $2.05 | $1.9 | ||
| Basic EPS (Continuing Operations) | $0.46 | $0.53 | $0.51 | $1.14 | $1.32 | $0.94 | $0.66 | $1.51 | $2.05 | $1.9 | ||
| Diluted EPS | $0.46 | $0.53 | $0.50 | $1.12 | $1.3 | $0.92 | $0.65 | $1.49 | $2.02 | $1.87 | ||
| Diluted EPS (Continuing Operations) | $0.46 | $0.53 | $0.50 | $1.12 | $1.3 | $0.92 | $0.65 | $1.49 | $2.02 | $1.87 | ||
| Dividend Per Share | -- | -- | $0.04 | $0.04 | $0.04 | $0.04 | $0.16 | $0.20 | $0.20 | $0.21 | ||
| OTHER METRICS | ||||||||||||
| Credit Losses Provision | -- | $750.0K | $1.8M | $1.2M | $1.6M | $10.4M | $4.3M | $6.5M | $16.5M | $12.8M | ||
| Dividend Income | $306.0K | $333.0K | $370.0K | $469.0K | $602.0K | $484.0K | $456.0K | $936.0K | $1.9M | $2.3M | ||
| Equipment | $4.4M | $4.3M | $6.0M | $6.9M | $8.3M | $8.5M | $13.5M | $15.0M | $14.4M | $16.2M | ||
| Fees And Commissions | $14.3M | $14.5M | $-527.0K | $-708.0K | $133.0K | $306.0K | $165.0K | $130.0K | $91.0K | $94.0K | ||
| Insurance And Claims | $12.4M | $11.5M | $11.3M | $13.5M | $1.2M | $1.6M | $2.2M | $3.6M | $1.2M | $1.3M | ||
| Insurance And Premiums | -- | -- | -- | -- | $1.4M | $1.2M | $1.4M | $718.0K | $2.1M | $3.6M | ||
| Interest Expense For Capitalized Lease Obligations | -- | -- | -- | -- | -- | $1.0M | $1.2M | -- | -- | $2.4M | ||
| Interest Expense For Deposit | $3.9M | $4.4M | $5.2M | $8.0M | $9.7M | $6.6M | $2.5M | $3.3M | $15.4M | $38.0M | ||
| Interest Expense For Federal Funds Sold And Securities Purchase Under Agreements To Resell | -- | -- | $17.0K | $462.0K | $577.0K | $202.0K | $82.0K | $40.0K | $93.0K | $337.0K | ||
| Interest Expense For Long Term Debt | $2.6M | $5.3M | $4.0M | $3.7M | $3.7M | $2.2M | $2.7M | $3.3M | $3.3M | $3.3M | ||
| Interest Expense For Long Term Debt And Capital Securities | $2.6M | $5.3M | $4.0M | $3.7M | $3.7M | $2.2M | $2.7M | $3.3M | $3.3M | $3.3M | ||
| Interest Expense For Short Term Debt | $40.0K | $106.0K | $741.0K | $1.4M | $1.8M | $179.0K | -- | $480.0K | $18.8M | $14.6M | ||
| Interest Income | $68.2M | $73.4M | $87.5M | $107.6M | $115.6M | $104.2M | $105.2M | $216.5M | $292.0M | $297.9M | ||
| Interest Income After Provision For Loan Loss | $63.5M | $61.9M | $71.3M | $88.5M | $95.2M | $81.3M | $92.4M | $199.6M | $235.4M | $228.9M | ||
| Interest Income From Deposits | $55.0K | $169.0K | $134.0K | $334.0K | $459.0K | $258.0K | $656.0K | $2.2M | $2.5M | $2.4M | ||
| Interest Income From Investment Securities | $14.6M | $16.7M | $16.1M | $17.9M | $16.7M | $12.2M | $13.3M | $36.9M | $43.3M | $39.8M | ||
| Interest Income From Loans | $53.0M | $56.0M | $70.7M | $88.8M | $97.7M | $90.9M | $90.6M | $176.4M | $244.2M | $253.3M | ||
| Interest Income From Loans And Lease | $53.0M | $56.0M | $70.7M | $88.8M | $97.7M | $90.9M | $90.6M | $176.4M | $244.2M | $253.3M | ||
| Interest Income From Securities | $14.6M | $16.7M | $16.1M | $17.9M | $16.7M | $12.2M | $13.3M | $36.9M | $43.3M | $39.8M | ||
| Marketing Expense | $1.9M | -- | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Net Interest Income | $63.5M | $62.7M | $73.1M | $89.7M | $96.8M | $91.8M | $96.7M | $206.2M | $251.9M | $241.6M | ||
| Net Occupancy Expense | $4.7M | $6.1M | $6.0M | -- | -- | -- | -- | -- | -- | -- | ||
| Non Interest Expense | $-68.4M | $-66.8M | $-69.1M | $-77.1M | $79.1M | $81.4M | $103.8M | $151.2M | $145.2M | $159.7M | ||
| Non Interest Income | $29.3M | $28.6M | $30.4M | $31.4M | $35.8M | $37.5M | $39.3M | $43.1M | $34.2M | $43.8M | ||
| Occupancy And Equipment | $9.2M | $10.4M | $6.0M | $6.9M | $8.3M | $8.5M | $13.5M | $15.0M | $14.4M | $16.2M | ||
| Other Customer Services | $642.0K | $1.1M | $-527.0K | $-708.0K | $133.0K | $306.0K | $165.0K | $130.0K | $91.0K | $94.0K | ||
| Other Gand A | $12.4M | $11.5M | $11.3M | $13.5M | $1.2M | $1.6M | $2.2M | $3.6M | $1.2M | $1.3M | ||
| Other Interest Expense | -- | $120.0K | $2.7M | $3.1M | $-3.1M | $-3.3M | $-3.2M | -- | -- | -- | ||
| Other Interest Income | -- | -- | -- | $1.2M | $3.1M | $2.7M | $2.4M | -- | -- | $1.7M | ||
| Other Non Interest Expense | $8.0M | $5.3M | $8.9M | $9.1M | $15.6M | $13.0M | $11.1M | $31.3M | $24.1M | $24.2M | ||
| Other Non Interest Income | $9.5M | $10.2M | $25.9M | $27.9M | $27.4M | $24.8M | $27.1M | $5.2M | $4.2M | $4.2M | ||
| Professional Expense And Contract Services Expense | -- | -- | -- | -- | $675.0K | $761.0K | $1.1M | $873.0K | $927.0K | $1.3M | ||
| Rent And Landing Fees | -- | -- | -- | $-979.0K | $916.0K | -- | -- | -- | -- | -- | ||
| Securities Activities | $907.0K | $1.0M | $776.0K | $94.7M | $159.5M | $-25.0K | $232.0K | -- | -- | -- | ||
| Service Charge On Depositor Accounts | $12.8M | $12.4M | $12.9M | -- | -- | -- | -- | -- | -- | -- | ||
| Total Premiums Earned | -- | -- | -- | -- | $1.4M | $1.2M | $1.4M | $718.0K | $2.1M | $3.6M | ||
| Intexp | $-9.1M | $-9.9M | $-12.6M | $-16.7M | $18.8M | $12.5M | $8.4M | $10.3M | $40.0M | $56.3M | ||
| Othspecchg | -- | -- | -- | $-762.0K | $-18.6M | $-33.9M | $-44.3M | -- | -- | $1.3M | ||
Financial data is updated quarterly and may not reflect the most recent earnings.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Symbol | Price | Change | Vol |
| 2 | OSBC | $18.46 | -0.4% | 202.87K |
| 3 | ||||
| 4 | ||||
| 5 | ||||
| 6 |