
OSBC
NGSOld Second Bancorp Inc.
Financial Services•Banks - Regional - US
Watchlists:
Last updated: Friday 18th July 2025
18.61
+0.17 (0.92%)
Prev Close:18.44
Open:18.38
Bid:7.43
Ask:23.0
52 Week Range
14.1419.46
Volume:218,983
Mkt Cap:829 M
56
MarketXLS Rank ®
Hold
Price Target
$21.40
+15.0%
Valuation
10.36
Range data not available
Returns
-2.10%
11.44%
27.26%
12.49%
36.01%
166.97%
4.67%
Risk
Risk Metrics
Financial Scores
0.00
0.22
Ranks
Financial Scores
Risk Metrics
Dividends
Dividend Metrics
Dividend Yields
Dividend Dates
4/25/2025
5/5/2025
Analyst Estimates
EPS Estimates
Target Prices
Growth Estimates
Financial Health
Cash Metrics
Liquidity Ratios
0.00
0.00
Debt Metrics
Other Metrics
Financial Scores
3.0
Technicals
Technical Oscillators
Moving Averages
Volatility Metrics
Growth
EPS
QoQ
N/A
YoY
N/A
Revenue
QoQ
N/A
YoY
N/A
Free Cash Flow
QoQ
N/A
YoY
N/A
Profitability
Return Ratios
Margin Ratios
Financial Scores
Peers
Financial Statements
OSBC - Income Statement (Annual)
Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | |
---|---|---|---|---|---|---|---|---|---|---|
Amortization Of Intangibles | 2 M | 644000.0 | 494000.0 | 539000.0 | -387000.0 | |||||
Basic EPS From Continuing Operations | 1.9 | 2.05 | 1.51 | 0.66 | 0.94 | 1.32 | 1.14 | 0.51 | 0.53 | 0.46 |
Basic EPS Total | 1.9 | 2.05 | 1.51 | 0.66 | 0.94 | 1.32 | 1.14 | 0.51 | 0.53 | 0.46 |
Basic Weighted Shares Outstanding | 45 M | 45 M | 45 M | 30 M | 30 M | 30 M | 30 M | 30 M | 33 M | |
Credit Losses Provision | 13 M | 17 M | 7 M | 4 M | 10 M | 2 M | 1 M | 2 M | 750000.0 | |
Depreciation Unreconciled | 2 M | 2 M | 3 M | 644000.0 | 494000.0 | 539000.0 | 387000.0 | 96000.0 | 16000.0 | |
Depreciation And Amortization | 2 M | 2 M | 3 M | 644000.0 | 494000.0 | 539000.0 | 387000.0 | 96000.0 | 16000.0 | |
Diluted EPS Total | 1.87 | 2.02 | 1.49 | 0.65 | 0.92 | 1.3 | 1.12 | 0.5 | 0.53 | 0.46 |
Diluted Normalized Net Income/share | 1.87 | 2.02 | 1.49 | 0.65 | 0.92 | 1.3 | 1.12 | 0.5 | 0.53 | 0.46 |
Diluted Weighted Shares Outstanding | 46 M | 45 M | 45 M | 31 M | 30 M | 30 M | 30 M | 30 M | 33 M | |
Dividend Income | 2 M | 2 M | 936000.0 | 456000.0 | 484000.0 | 602000.0 | 469000.0 | 370000.0 | 333000.0 | 306000.0 |
Dividends Paid Per Share | 0.21 | 0.2 | 0.2 | 0.16 | 0.04 | 0.04 | 0.04 | 0.04 | ||
Equipment | 16 M | 14 M | 15 M | 14 M | 8 M | 8 M | 7 M | 6 M | 4 M | 4 M |
Fees And Commissions | 94000.0 | 91000.0 | 130000.0 | 165000.0 | 306000.0 | 133000.0 | -708000.0 | -527000.0 | 14 M | 14 M |
General And Administrative Expense | 1 M | 1 M | 4 M | 2 M | 2 M | 1 M | 13 M | 11 M | 11 M | 12 M |
Impairment Of Capital Assets | 723000.0 | 1 M | -3 M | -1 M | 4 M | 3 M | 734000.0 | 802000.0 | 919000.0 | 1 M |
Income Before Tax | 113 M | 124 M | 92 M | 28 M | 37 M | 52 M | 44 M | 34 M | 25 M | 24 M |
Income Taxes | 28 M | 33 M | 24 M | 8 M | 10 M | 12 M | 11 M | 20 M | 10 M | 10 M |
Insurance And Claims | 1 M | 1 M | 4 M | 2 M | 2 M | 1 M | 13 M | 11 M | 11 M | 12 M |
Insurance And Premiums | 4 M | 2 M | 718000.0 | 1 M | 1 M | 1 M | ||||
Interest Expense | 56 M | 40 M | 10 M | 8 M | 12 M | 19 M | -17 M | -13 M | -10 M | -9 M |
Interest Expense For Capitalized Lease Obligations | 2 M | 1 M | 1000000.0 | |||||||
Interest Expense For Deposit | 38 M | 15 M | 3 M | 2 M | 7 M | 10 M | 8 M | 5 M | 4 M | 4 M |
Interest Expense For Federal Funds Sold And Securities Purchase Under Agreements To Resell | 337000.0 | 93000.0 | 40000.0 | 82000.0 | 202000.0 | 577000.0 | 462000.0 | 17000.0 | ||
Interest Expense For Long Term Debt | 3 M | 3 M | 3 M | 3 M | 2 M | 4 M | 4 M | 4 M | 5 M | 3 M |
Interest Expense For Long Term Debt And Capital Securities | 3 M | 3 M | 3 M | 3 M | 2 M | 4 M | 4 M | 4 M | 5 M | 3 M |
Interest Expense For Short Term Debt | 15 M | 19 M | 480000.0 | 179000.0 | 2 M | 1 M | 741000.0 | 106000.0 | 40000.0 | |
Interest Income | 298 M | 292 M | 216 M | 105 M | 104 M | 116 M | 108 M | 88 M | 73 M | 68 M |
Interest Income After Provision For Loan Loss | 229 M | 235 M | 200 M | 92 M | 81 M | 95 M | 88 M | 71 M | 62 M | 63 M |
Interest Income From Deposits | 2 M | 3 M | 2 M | 656000.0 | 258000.0 | 459000.0 | 334000.0 | 134000.0 | 169000.0 | 55000.0 |
Interest Income From Investment Securities | 40 M | 43 M | 37 M | 13 M | 12 M | 17 M | 18 M | 16 M | 17 M | 15 M |
Interest Income From Loans | 253 M | 244 M | 176 M | 91 M | 91 M | 98 M | 89 M | 71 M | 56 M | 53 M |
Interest Income From Loans And Lease | 253 M | 244 M | 176 M | 91 M | 91 M | 98 M | 89 M | 71 M | 56 M | 53 M |
Interest Income From Securities | 40 M | 43 M | 37 M | 13 M | 12 M | 17 M | 18 M | 16 M | 17 M | 15 M |
Marketing Expense | 2 M | |||||||||
Net Income From Total Operations | 85 M | 92 M | 67 M | 20 M | 28 M | 39 M | 34 M | 15 M | 16 M | 15 M |
Net Income Common Stockholders | 85 M | 92 M | 67 M | 20 M | 28 M | 39 M | 34 M | 15 M | 16 M | 14 M |
Net Income Continuous Operations | 85 M | 92 M | 67 M | 43 M | 28 M | 39 M | 34 M | 15 M | 16 M | 15 M |
Net Interest Income | 242 M | 252 M | 206 M | 97 M | 92 M | 97 M | 90 M | 73 M | 63 M | 63 M |
Net Occupancy Expense | 6 M | 6 M | 5 M | |||||||
Non Interest Expense | 160 M | 145 M | 151 M | 104 M | 81 M | 79 M | -77 M | -69 M | -67 M | -68 M |
Non Interest Income | 44 M | 34 M | 43 M | 39 M | 37 M | 36 M | 31 M | 30 M | 29 M | 29 M |
Normalized Income | 114 M | |||||||||
Occupancy And Equipment | 16 M | 14 M | 15 M | 14 M | 8 M | 8 M | 7 M | 6 M | 10 M | 9 M |
Other Special Charges | 1 M | -44 M | -34 M | -19 M | -762000.0 | |||||
Other Customer Services | 94000.0 | 91000.0 | 130000.0 | 165000.0 | 306000.0 | 133000.0 | -708000.0 | -527000.0 | 1 M | 642000.0 |
Other Gand A | 1 M | 1 M | 4 M | 2 M | 2 M | 1 M | 13 M | 11 M | 11 M | 12 M |
Other Interest Expense | -3 M | -3 M | -3 M | 3 M | 3 M | 120000.0 | ||||
Other Interest Income | 2 M | 2 M | 3 M | 3 M | 1 M | |||||
Other Non Interest Expense | 24 M | 24 M | 31 M | 11 M | 13 M | 16 M | 9 M | 9 M | 5 M | 8 M |
Other Non Interest Income | 4 M | 4 M | 5 M | 27 M | 25 M | 27 M | 28 M | 26 M | 10 M | 10 M |
Professional Expense And Contract Services Expense | 1 M | 927000.0 | 873000.0 | 1 M | 761000.0 | 675000.0 | ||||
Promotion And Advertising | 1 M | 721000.0 | 589000.0 | 343000.0 | 298000.0 | 1 M | 2 M | 2 M | 2 M | 1 M |
Rent And Landing Fees | 916000.0 | -979000.0 | ||||||||
Revenue Per Share | 2 M | 2 M | 3 M | 644000.0 | 494000.0 | 539000.0 | 387000.0 | 96000.0 | 16000.0 | |
Salaries And Wages | 98 M | 89 M | 87 M | 58 M | 50 M | 47 M | 44 M | 40 M | 36 M | 35 M |
Securities Activities | 232000.0 | -25000.0 | 160 M | 95 M | 776000.0 | 1 M | 907000.0 | |||
Selling Gen & Administrative Expense | 101 M | 90 M | 91 M | 60 M | 51 M | 49 M | 59 M | 53 M | 49 M | 49 M |
Selling And Marketing Expense | 1 M | 721000.0 | 589000.0 | 343000.0 | 298000.0 | 1 M | 2 M | 2 M | 2 M | 1 M |
Service Charge On Depositor Accounts | 13 M | 12 M | 13 M | |||||||
Special Income/charges | -25 M | -26 M | -28 M | -10 M | -17 M | -18 M | -10 M | -10 M | -6 M | -9 M |
Total Common Shares Outstanding | 45 M | 45 M | 45 M | 44 M | 29 M | 30 M | 30 M | 30 M | 30 M | 29 M |
Total Net Income | 85 M | 92 M | 67 M | 20 M | 28 M | 39 M | 34 M | 15 M | 16 M | 15 M |
Total Ordinary Shares | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M |
Total Revenues | 285 M | 286 M | 249 M | 136 M | 129 M | 133 M | 121 M | 103 M | 91 M | 93 M |
Total Premiums Earned | 4 M | 2 M | 718000.0 | 1 M | 1 M | 1 M | ||||
Total Revenue | 285 M | 286 M | 249 M | 136 M | 129 M | 133 M | 121 M | 103 M | 91 M | 93 M |