OSBC Stock Forecast, Price Targets, Chart, Dividends & Analysis
Old Second Bancorp Inc.
OSBC 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
18.51
USD
0.13
(0.71%)
Previous close: 18.38 Open: 18.5 Bid: 7.5 Ask: 22.5
52 week range
13.00 18.86
Mkt Cap: 818 M Avg Vol (90 Days): 297,714
Last updated: Friday 22nd November 2024
Metrics
Valuation
Price per Sales TTM ($) | 3.00 |
Price per Book TTM ($) | 1.24 |
PE Ratio (TTM) | 9.98 |
Book Value per Share ($) | 14.75 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -0.54% | |
1 Month Return | 12.18% | |
3 Month Return | 12.45% | |
1 Year Return | 29.36% | |
3 Year Return | 43.69% | |
5 Year Return | 56.16% | |
YTD Return | 19.88% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 65.19 |
14 Day SMA ($) | 18.09 |
14 Day EMA ($) | 18.04 |
Money Flow Index | 57.76 |
Average True Range | 0.49 |
50 Day SMA ($) | 16.60 |
200 Day SMA ($) | 15.12 |
ADX | 46.77 |
MACD | -0.23 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
OSBC Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -387000.0 | 539000.0 | 494000.0 | 644000.0 | 3 M | 2 M | ||||
| Basic EPS from continuing operations | 0.46 | 0.46 | 0.53 | 0.51 | 1.14 | 1.32 | 0.94 | 0.66 | 1.51 | 2.05 |
| Basic EPS total | 0.46 | 0.46 | 0.53 | 0.51 | 1.14 | 1.32 | 0.94 | 0.66 | 1.51 | 2.05 |
| Basic weighted shares outstanding | 22 M | 33 M | 30 M | 30 M | 30 M | 30 M | 30 M | 45 M | 45 M | |
| CreditLossesProvision | 750000.0 | 2 M | 1 M | 2 M | 10 M | 4 M | 7 M | 17 M | ||
| Depreciation unreconciled | 1 M | 16000.0 | 96000.0 | 387000.0 | 539000.0 | 494000.0 | 644000.0 | 3 M | 2 M | |
| DepreciationAndAmortization | 1 M | 16000.0 | 96000.0 | 387000.0 | 539000.0 | 494000.0 | 644000.0 | 3 M | 2 M | |
| Diluted EPS total | 0.46 | 0.46 | 0.53 | 0.5 | 1.12 | 1.3 | 0.92 | 0.65 | 1.49 | 2.02 |
| Diluted normalized net income/share | 0.46 | 0.46 | 0.53 | 0.5 | 1.12 | 1.3 | 0.92 | 0.65 | 1.49 | 2.02 |
| Diluted weighted shares outstanding | 22 M | 33 M | 30 M | 30 M | 30 M | 30 M | 31 M | 45 M | 45 M | |
| DividendIncome | 309000.0 | 306000.0 | 333000.0 | 370000.0 | 469000.0 | 602000.0 | 484000.0 | 456000.0 | 936000.0 | 2 M |
| Dividends paid per share | 0.04 | 0.04 | 0.04 | 0.04 | 0.16 | 0.2 | 0.2 | |||
| EarningLossOfEquityInvestments | 5 M | |||||||||
| Equipment | 4 M | 4 M | 4 M | 6 M | 7 M | 8 M | 8 M | 14 M | 15 M | 14 M |
| FeesAndCommissions | 13 M | 14 M | 14 M | -527000.0 | -708000.0 | 133000.0 | 306000.0 | 165000.0 | 130000.0 | 91000.0 |
| GeneralAndAdministrativeExpense | 13 M | 12 M | 11 M | 11 M | 13 M | 1 M | 2 M | 2 M | 4 M | 4 M |
| ImpairmentOfCapitalAssets | 1 M | 919000.0 | 802000.0 | 734000.0 | 3 M | 4 M | -1 M | -3 M | 1 M | |
| Income before tax | 16 M | 24 M | 25 M | 34 M | 44 M | 52 M | 37 M | 28 M | 92 M | 124 M |
| Income restructuring and M&A | 5 M | |||||||||
| Income taxes | 8 M | 10 M | 10 M | 20 M | 11 M | 12 M | 10 M | 8 M | 24 M | 33 M |
| InsuranceAndClaims | 13 M | 12 M | 11 M | 11 M | 13 M | 1 M | 2 M | 2 M | 4 M | 4 M |
| InsuranceAndPremiums | 1 M | 1 M | 1 M | 718000.0 | 2 M | |||||
| Interest expense | -11 M | -9 M | -10 M | -13 M | -17 M | 19 M | 12 M | 8 M | 10 M | 40 M |
| InterestExpenseForCapitalizedLeaseObligations | 1000000.0 | 1 M | 2 M | 2 M | ||||||
| InterestExpenseForDeposit | 5 M | 4 M | 4 M | 5 M | 8 M | 10 M | 7 M | 2 M | 3 M | 15 M |
| InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 17000.0 | 462000.0 | 577000.0 | 202000.0 | 82000.0 | 40000.0 | 93000.0 | |||
| InterestExpenseForLongTermDebt | 2 M | 3 M | 5 M | 4 M | 4 M | 4 M | 2 M | 3 M | 3 M | 3 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 2 M | 3 M | 5 M | 4 M | 4 M | 4 M | 2 M | 3 M | 3 M | 3 M |
| InterestExpenseForShortTermDebt | 35000.0 | 40000.0 | 106000.0 | 741000.0 | 1 M | 2 M | 179000.0 | 480000.0 | 19 M | |
| InterestIncome | 68 M | 68 M | 73 M | 88 M | 108 M | 116 M | 104 M | 105 M | 216 M | 292 M |
| InterestIncomeAfterProvisionForLoanLoss | 60 M | 63 M | 62 M | 71 M | 88 M | 95 M | 81 M | 92 M | 200 M | 235 M |
| InterestIncomeFromDeposits | 73000.0 | 55000.0 | 169000.0 | 134000.0 | 334000.0 | 459000.0 | 258000.0 | 656000.0 | 2 M | 3 M |
| InterestIncomeFromInvestmentSecurities | 15 M | 15 M | 17 M | 16 M | 18 M | 17 M | 12 M | 13 M | 37 M | 43 M |
| InterestIncomeFromLoans | 53 M | 53 M | 56 M | 71 M | 89 M | 98 M | 91 M | 91 M | 176 M | 244 M |
| InterestIncomeFromLoansAndLease | 53 M | 53 M | 56 M | 71 M | 89 M | 98 M | 91 M | 91 M | 176 M | 244 M |
| InterestIncomeFromSecurities | 15 M | 15 M | 17 M | 16 M | 18 M | 17 M | 12 M | 13 M | 37 M | 43 M |
| LifeAnnuityPremiums | 5 M | |||||||||
| MarketingExpense | 2 M | |||||||||
| Net income from total operations | 10 M | 15 M | 16 M | 15 M | 34 M | 39 M | 28 M | 20 M | 67 M | 92 M |
| NetIncomeCommonStockholders | 12 M | 14 M | 16 M | 15 M | 34 M | 39 M | 28 M | 20 M | 67 M | 92 M |
| NetIncomeContinuousOperations | 10 M | 15 M | 16 M | 15 M | 34 M | 39 M | 28 M | 20 M | 67 M | 92 M |
| NetInterestIncome | 60 M | 63 M | 63 M | 73 M | 90 M | 97 M | 92 M | 97 M | 206 M | 252 M |
| NetOccupancyExpense | 5 M | 5 M | 6 M | 6 M | ||||||
| NonInterestExpense | -74 M | -68 M | -67 M | -69 M | -77 M | 79 M | 81 M | 104 M | 151 M | 145 M |
| NonInterestIncome | 29 M | 29 M | 29 M | 30 M | 31 M | 36 M | 37 M | 39 M | 43 M | 34 M |
| Normalized income | 101 M | |||||||||
| OccupancyAndEquipment | 9 M | 9 M | 10 M | 6 M | 7 M | 8 M | 8 M | 14 M | 15 M | 14 M |
| Other special charges | -762000.0 | -19 M | -34 M | -44 M | 427000.0 | 1 M | ||||
| OtherCustomerServices | -991000.0 | 642000.0 | 1 M | -527000.0 | -708000.0 | 133000.0 | 306000.0 | 165000.0 | 130000.0 | 91000.0 |
| OtherGandA | 13 M | 12 M | 11 M | 11 M | 13 M | 1 M | 2 M | 2 M | 4 M | 4 M |
| OtherInterestExpense | 120000.0 | 3 M | 3 M | -3 M | -3 M | -3 M | -3 M | -2 M | ||
| OtherInterestIncome | 1 M | 3 M | 3 M | 2 M | 4 M | 2 M | ||||
| OtherNonInterestExpense | 10 M | 8 M | 5 M | 9 M | 9 M | 16 M | 13 M | 11 M | 21 M | 14 M |
| OtherNonInterestIncome | 10 M | 10 M | 10 M | 26 M | 28 M | 27 M | 25 M | 27 M | 38 M | 36 M |
| ProfessionalExpenseAndContractServicesExpense | 675000.0 | 761000.0 | 1 M | 873000.0 | 927000.0 | |||||
| PromotionAndAdvertising | 1 M | 1 M | 2 M | 2 M | 2 M | 1 M | 298000.0 | 343000.0 | 589000.0 | 721000.0 |
| RentAndLandingFees | -979000.0 | 916000.0 | ||||||||
| Revenue per share | 1 M | 16000.0 | 96000.0 | 387000.0 | 539000.0 | 494000.0 | 644000.0 | 3 M | 2 M | |
| SalariesAndWages | 36 M | 35 M | 36 M | 40 M | 44 M | 47 M | 50 M | 58 M | 87 M | 89 M |
| SecuritiesActivities | 621000.0 | 907000.0 | 1 M | 776000.0 | 95 M | 160 M | -25000.0 | 232000.0 | -944000.0 | -4 M |
| Selling Gen & administrative expense | 50 M | 49 M | 49 M | 53 M | 59 M | 49 M | 51 M | 60 M | 91 M | 93 M |
| SellingAndMarketingExpense | 1 M | 1 M | 2 M | 2 M | 2 M | 1 M | 298000.0 | 343000.0 | 589000.0 | 721000.0 |
| ServiceChargeOnDepositorAccounts | 13 M | 13 M | 12 M | 13 M | ||||||
| Special income/charges | -15 M | -9 M | -6 M | -10 M | -10 M | -18 M | -17 M | -10 M | -17 M | -15 M |
| Total common shares outstanding | 29 M | 29 M | 30 M | 30 M | 30 M | 30 M | 29 M | 44 M | 45 M | 45 M |
| Total net income | 10 M | 15 M | 16 M | 15 M | 34 M | 39 M | 28 M | 20 M | 67 M | 92 M |
| Total ordinary shares | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M |
| Total revenues | 90 M | 93 M | 91 M | 103 M | 121 M | 133 M | 129 M | 136 M | 249 M | 281 M |
| TotalPremiumsEarned | 5 M | 1 M | 1 M | 1 M | 718000.0 | 2 M | ||||
| TotalRevenue | 90 M | 93 M | 91 M | 103 M | 121 M | 133 M | 129 M | 136 M | 249 M | 281 M |
| WriteDown | 5 M |
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