AAAA vs VTI
Amplius Aggressive Asset Allocation ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | AAAA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.03% | |
| AUM | $276M | $663.5B | |
| Dividend Yield | 1.28% | 1.07% | |
| Holdings | 47 | 3,543 | |
| YTD Return | +12.39% | +13.87% | |
| 1Y Return | +21.61% | +23.31% | |
| 3Y Return (annualized) | - | +21.17% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 11.4% | 15.3% | |
| Max Drawdown | -7.8% | -56.6% | |
| Fund Family | Amplius | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Jul 15, 2025 | May 24, 2001 |
AAAA vs VTI Performance
Amplius Aggressive Asset Allocation ETF (AAAA) is a ETF from Amplius and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AAAA returned +21.61% while VTI returned +23.31%. Year to date, AAAA is up 12.39% versus a gain of 13.87% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.4% for AAAA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.8% for AAAA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
AAAA charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, AAAA currently yields 1.28% against 1.07% for VTI.
Holdings Overlap
AAAA and VTI share 26 holdings out of 2803 unique holdings combined, representing a 15.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AAAA or VTI?
AAAA has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, AAAA or VTI?
Over the past year AAAA returned +21.61% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), AAAA annualized +22.17% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, AAAA or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 11.4% for AAAA. Worst drawdown: AAAA -7.8% vs VTI -56.6%.
Should I hold both AAAA and VTI?
AAAA and VTI have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between AAAA and VTI?
AAAA and VTI share 26 common holdings with a 15.5% weight overlap. Combined, they hold 2803 unique securities.
Which pays a higher dividend, AAAA or VTI?
AAAA yields 1.28% while VTI yields 1.07%, so AAAA currently pays the higher dividend yield.
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