AAAA vs IVV

AAAA vs IVV

Which is better, AAAA or IVV?

Equity-oriented Balanced against Large Cap Blend.

IVV has a lower expense ratio. IVV led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.98. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 63.4%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricAAAAIVV
Expense Ratio0.49%0.03%Best
AUM$283M$876.4B
Dividend Yield1.30%1.06%
Holdings47508
YTD Return+11.48%+12.39%Best
1Y Return+16.01%+16.61%Best
3Y Return (annualized)-+21.38%
5Y Return (annualized)-+13.51%
Volatility (annualized)11.1%Best12.4%
Max Drawdown-7.8%Best-8.9%
$10,000 over 1.2 years$12,345$12,433Best
Top 10 Weight63.4%37.8%Best
Fund FamilyAmpliusiShares by BlackRock (US)
CategoryAllocation/BalancedEquity
StyleEquity-oriented BalancedLarge Cap Blend
InceptionJul 15, 2025May 15, 2000

Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Jul 16, 2025 to Sep 18, 2026 (1.2 years).

AAAA vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.2 years both funds cover.

AAAA vs IVV Performance

Amplius Aggressive Asset Allocation ETF (AAAA) is an ETF from Amplius and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year AAAA returned +16.01% while IVV returned +16.61%. Year to date, AAAA is up 11.48% versus a gain of 12.39% for IVV.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 11.1% for AAAA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -7.8% for AAAA and -8.9% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

AAAA charges 0.49% per year while IVV charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, AAAA currently yields 1.30% against 1.06% for IVV.

Holdings Overlap

AAAA already in IVV25.1%
IVV already in AAAA51.1%

25.1% of AAAA's money is in holdings IVV also owns. 51.1% of IVV's money is in holdings AAAA also owns.

The two portfolios partly overlap.

27 positions in common, counted across the 46 positions we hold weights for in AAAA and 490 in IVV, against full books of 47 and 508.

What only one of them owns

Measured across the 46 and 490 positions we hold weights for.

IVV holds 455 positions AAAA does not, 47.5% of the fund.

Largest: MA 0.72%, ABBV 0.68%, COST 0.63%, BAC 0.61%, CVX 0.58%

Top Shared Holdings

StockWeight in AAAAWeight in IVVDifference
NVDANvidia Corp0.98%8.07%7.09%
AAPLApple, Inc1.01%7.02%6.01%
MSFTMicrosoft Corp1.02%5.69%4.67%
AMZNAmazon.Com Inc0.99%3.84%2.85%
GOOGLAlphabet Inc,class A0.99%3.00%2.01%
AVGOBroadcom Inc1.00%2.65%1.65%
METAMeta Platforms Inc0.99%1.90%0.91%
MUMicron Technology, Inc.1.02%1.63%0.61%
TSLATesla Inc1.05%1.56%0.51%
JPMJpmorgan Chase1.01%1.44%0.43%

51.1% of IVV is already inside AAAA.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

AAAAIVV

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Frequently Asked Questions

Which is cheaper, AAAA or IVV?

AAAA has an expense ratio of 0.49% while IVV charges 0.03%. IVV is the cheaper option, by $46 a year on a $10,000 investment.

Which performed better, AAAA or IVV?

Over the past year AAAA returned +16.01% vs +16.61% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (1 years), AAAA annualized +19.19% vs +19.90% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, AAAA or IVV?

IVV has been the more volatile fund at 12.4% annualized versus 11.1% for AAAA. Worst drawdown: AAAA -7.8% vs IVV -8.9%.

Should I hold both AAAA and IVV?

AAAA and IVV have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between AAAA and IVV?

51.1% of IVV's money is in holdings AAAA also owns. 51.1% of IVV's is in holdings AAAA also owns. They hold 27 positions in common, counted across the 46 positions we hold weights for in AAAA and 490 in IVV.

Which pays a higher dividend, AAAA or IVV?

AAAA yields 1.30% while IVV yields 1.06%, so AAAA currently pays the higher dividend yield.

Is IVV better than AAAA?

IVV has a lower expense ratio. IVV led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.98. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 63.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.