AAUB vs SCHD
Alpha Architect US Equity 4 ETF vs Schwab US Dividend Equity ETF
Which is better, AAUB or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. AAUB is less concentrated, with 35.9% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AAUB | SCHD |
|---|---|---|
| Expense Ratio | 0.10% | 0.06%Best |
| AUM | $854M | $108.9B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 496 | 206 |
| YTD Return | +3.54% | +20.67%Best |
| 1Y Return | - | +22.79% |
| 3Y Return (annualized) | - | +15.93% |
| 5Y Return (annualized) | - | +9.26% |
| Top 10 Weight | 35.9%Best | 41.8% |
| Fund Family | Alpha Architect | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jul 23, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
AAUB vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
AAUB vs SCHD Performance
Alpha Architect US Equity 4 ETF (AAUB) is an ETF from Alpha Architect and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, AAUB is up 3.54% versus a gain of 20.67% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
AAUB charges 0.10% per year while SCHD charges 0.06%. On a $10,000 position that is $10 vs $6 annually, a gap of $4 per year that compounds over a long holding period. On income, AAUB currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
6.1% of AAUB's money is in holdings SCHD also owns. 87.3% of SCHD's money is in holdings AAUB also owns.
Most of SCHD is already inside AAUB. Owning both mostly buys the same companies twice.
37 positions in common, counted across the 494 positions we hold weights for in AAUB and 99 in SCHD, against full books of 496 and 206.
What only one of them owns
Our book lists 61 positions for SCHD that do not appear in our book for AAUB (12.6% of the fund), and 424 for AAUB that do not appear in SCHD (88.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in AAUB | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.46% | 4.77% | 4.31% |
| CVXChevron Corp | 0.50% | 4.29% | 3.79% |
| ABTAbbott Laboratories | 0.25% | 4.44% | 4.19% |
| KOCoca Cola Co. | 0.40% | 4.26% | 3.86% |
| AMGNAmgen Inc. | 0.25% | 4.24% | 3.99% |
| COPConocophillips Common Stock USD 0.01 | 0.20% | 4.19% | 3.99% |
| VZVerizon Communications Inc Vz | 0.25% | 4.12% | 3.87% |
| PGProcter & Gamble Company | 0.39% | 3.94% | 3.55% |
| UNHUnitedhealth Group Incorporated | 0.44% | 3.82% | 3.38% |
| HDHome Depot Inc/The | 0.32% | 3.75% | 3.43% |
87.3% of SCHD is already inside AAUB.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AAUB or SCHD?
AAUB has an expense ratio of 0.10% while SCHD charges 0.06%. SCHD is the cheaper option, by $4 a year on a $10,000 investment.
What is the holdings overlap between AAUB and SCHD?
87.3% of SCHD's money is in holdings AAUB also owns. 87.3% of SCHD's is in holdings AAUB also owns. They hold 37 positions in common, counted across the 494 positions we hold weights for in AAUB and 99 in SCHD.
Which pays a higher dividend, AAUB or SCHD?
AAUB yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than AAUB?
SCHD has a lower expense ratio. AAUB is less concentrated, with 35.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.