ADME vs SCHD
Aptus Drawdown Managed Equity ETF vs Schwab US Dividend Equity ETF
Which is better, ADME or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. ADME is less concentrated, with 40.4% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ADME | SCHD |
|---|---|---|
| Expense Ratio | 0.79% | 0.06%Best |
| AUM | $304M | $112.1B |
| Dividend Yield | 0.35% | 3.00% |
| Holdings | 167 | 103 |
| YTD Return | +8.90% | +25.84%Best |
| 1Y Return | +10.49% | +30.18%Best |
| 3Y Return (annualized) | +15.82% | +16.08%Best |
| 5Y Return (annualized) | +6.89% | +9.97%Best |
| Volatility (annualized) | 13.4%Best | 15.1% |
| Max Drawdown | -28.7%Best | -33.4% |
| $10,000 over 5 years | $13,954 | $16,083Best |
| Top 10 Weight | 40.4%Best | 41.8% |
| Fund Family | Aptus ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Jun 8, 2016 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Jun 9, 2016 to Sep 15, 2026 (10.3 years).
ADME vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.3 years both funds cover.
ADME vs SCHD Performance
Aptus Drawdown Managed Equity ETF (ADME) is an ETF from Aptus ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ADME returned +10.49% while SCHD returned +30.18%. Year to date, ADME is up 8.90% versus a gain of 25.84% for SCHD.
Over three years, ADME compounded at +15.82% per year against +16.08% for SCHD; over five years the annualized figures are +6.89% and +9.97% respectively. Across the full 10-year window we track, SCHD has the edge at +11.38% annualized vs +8.35%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.4% for ADME. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.7% for ADME and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ADME charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, ADME currently yields 0.35% against 3.00% for SCHD.
Holdings Overlap
8.0% of ADME's money is in holdings SCHD also owns. 63.3% of SCHD's money is in holdings ADME also owns.
The two portfolios partly overlap.
19 positions in common, counted across the 164 positions we hold weights for in ADME and 100 in SCHD, against full books of 167 and 103.
What only one of them owns
Our book lists 80 positions for SCHD that do not appear in our book for ADME (36.6% of the fund), and 144 for ADME that do not appear in SCHD (90.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ADME | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.56% | 4.77% | 4.21% |
| AMGNAmgen Inc. | 0.45% | 4.70% | 4.25% |
| ABTAbbott Laboratories | 0.35% | 4.69% | 4.34% |
| CVXChevron Corp | 0.61% | 4.02% | 3.41% |
| KOCoca Cola Co. | 0.44% | 4.17% | 3.73% |
| UNHUnitedhealth Group Incorporated | 0.77% | 3.82% | 3.05% |
| HDHome Depot Inc/The | 0.49% | 3.88% | 3.39% |
| PGProcter & Gamble Company | 0.53% | 3.83% | 3.30% |
| VZVerizon Communic | 0.33% | 3.97% | 3.64% |
| PEPPepsico Inc. | 0.43% | 3.64% | 3.21% |
63.3% of SCHD is already inside ADME.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ADME or SCHD?
ADME has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option, by $73 a year on a $10,000 investment.
Which performed better, ADME or SCHD?
Over the past year ADME returned +10.49% vs +30.18% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), ADME annualized +8.35% vs +11.38% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ADME or SCHD?
SCHD has been the more volatile fund at 15.1% annualized versus 13.4% for ADME. Worst drawdown: ADME -28.7% vs SCHD -33.4%.
Should I hold both ADME and SCHD?
ADME and SCHD have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ADME and SCHD?
63.3% of SCHD's money is in holdings ADME also owns. 63.3% of SCHD's is in holdings ADME also owns. They hold 19 positions in common, counted across the 164 positions we hold weights for in ADME and 100 in SCHD.
Which pays a higher dividend, ADME or SCHD?
ADME yields 0.35% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ADME?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. ADME is less concentrated, with 40.4% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.