ADME vs VTI

ADME vs VTI

Which is better, ADME or VTI?

Large Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 40.4%.

Lower Fees: VTIHigher Returns: VTILess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricADMEVTI
Expense Ratio0.79%0.03%Best
AUM$304M$666.9B
Dividend Yield0.35%1.03%
Holdings1673,543
YTD Return+8.22%+11.06%Best
1Y Return+9.74%+15.41%Best
3Y Return (annualized)+15.56%+20.48%Best
5Y Return (annualized)+6.80%+11.52%Best
Volatility (annualized)13.4%Best15.7%
Max Drawdown-28.7%Best-35.0%
$10,000 over 5 years$13,895$17,249Best
Top 10 Weight40.4%33.3%Best
Fund FamilyAptus ETFsVanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionJun 8, 2016May 24, 2001

Volatility and max drawdown are measured over the window both funds cover: Jun 9, 2016 to Sep 16, 2026 (10.3 years).

ADME vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.3 years both funds cover.

ADME vs VTI Performance

Aptus Drawdown Managed Equity ETF (ADME) is an ETF from Aptus ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ADME returned +9.74% while VTI returned +15.41%. Year to date, ADME is up 8.22% versus a gain of 11.06% for VTI.

Over three years, ADME compounded at +15.56% per year against +20.48% for VTI; over five years the annualized figures are +6.80% and +11.52% respectively. Across the full 10-year window we track, VTI has the edge at +13.56% annualized vs +8.28%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 13.4% for ADME. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -28.7% for ADME and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

ADME charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, ADME currently yields 0.35% against 1.03% for VTI.

Holdings Overlap

ADME already in VTI98.3%
VTI already in ADME67.9%

98.3% of ADME's money is in holdings VTI also owns. 67.9% of VTI's money is in holdings ADME also owns.

Most of ADME is already inside VTI. Owning both mostly buys the same companies twice.

160 positions in common, counted across the 164 positions we hold weights for in ADME and 3,463 in VTI, against full books of 167 and 3,543.

What only one of them owns

Our book lists 991 positions for VTI that do not appear in our book for ADME (29.7% of the fund), and 4 for ADME that do not appear in VTI (0.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in ADMEWeight in VTIDifference
NVDANvidia Corp8.31%6.40%1.91%
AAPLApple, Inc7.24%6.29%0.95%
MSFTMicrosoft Corp5.74%4.79%0.95%
GOOGAlphabet Inc5.42%2.31%3.11%
AMZNAmazon.Com Inc3.83%3.65%0.18%
AVGOBroadcom Inc2.55%2.56%0.01%
METAMeta Platforms Inc2.02%1.70%0.32%
JPMJpmorgan Chase1.81%1.31%0.50%
MUMicron Technology, Inc.1.66%1.29%0.37%
TSLATesla Inc1.61%1.22%0.39%

98.3% of ADME is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

ADMEVTI

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Frequently Asked Questions

Which is cheaper, ADME or VTI?

ADME has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.

Which performed better, ADME or VTI?

Over the past year ADME returned +9.74% vs +15.41% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), ADME annualized +8.28% vs +13.56% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ADME or VTI?

VTI has been the more volatile fund at 15.7% annualized versus 13.4% for ADME. Worst drawdown: ADME -28.7% vs VTI -35.0%.

Should I hold both ADME and VTI?

ADME and VTI have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between ADME and VTI?

98.3% of ADME's money is in holdings VTI also owns. 67.9% of VTI's is in holdings ADME also owns. They hold 160 positions in common, counted across the 164 positions we hold weights for in ADME and 3,463 in VTI.

Which pays a higher dividend, ADME or VTI?

ADME yields 0.35% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than ADME?

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 40.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.