AELV vs SCHD

AELV vs SCHD

Which is better, AELV or SCHD?

Each has led over a different period.

SCHD has a lower expense ratio. AELV led over the full window, SCHD over 1Y. AELV is less concentrated, with 37.5% of the fund in its ten largest positions against 41.8%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: AELV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricAELVSCHD
Expense Ratio0.25%0.06%Best
AUM$5M$112.1B
Dividend Yield1.33%3.00%
Holdings75103
YTD Return+11.60%+24.04%Best
1Y Return+18.48%+27.95%Best
3Y Return (annualized)-+15.51%
5Y Return (annualized)-+9.80%
Volatility (annualized)10.7%Best13.8%
Max Drawdown-16.6%-16.1%Best
$10,000 over 2 years$13,484Best$13,152
Top 10 Weight37.5%Best41.8%
Fund FamilyHarbor FundsCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionSep 4, 2024Oct 20, 2011

Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 5, 2024 to Sep 16, 2026 (2 years).

AELV vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.

AELV vs SCHD Performance

Harbor AlphaEdge Large Cap Value ETF (AELV) is an ETF from Harbor Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AELV returned +18.48% while SCHD returned +27.95%. Year to date, AELV is up 11.60% versus a gain of 24.04% for SCHD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 10.7% for AELV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.6% for AELV and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.

Fees and Cost Over Time

AELV charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, AELV currently yields 1.33% against 3.00% for SCHD.

Holdings Overlap

AELV already in SCHD16.1%
SCHD already in AELV43.9%

16.1% of AELV's money is in holdings SCHD also owns. 43.9% of SCHD's money is in holdings AELV also owns.

The two portfolios partly overlap.

16 positions in common, counted across the 75 positions we hold weights for in AELV and 100 in SCHD, against full books of 75 and 103.

What only one of them owns

Our book lists 83 positions for SCHD that do not appear in our book for AELV (56.0% of the fund), and 56 for AELV that do not appear in SCHD (82.4%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in AELVWeight in SCHDDifference
BMYBristol-Myers Squibb Co.2.79%3.33%0.54%
MRKMerck & Company Inc0.59%4.77%4.18%
VZVerizon Communic1.33%3.97%2.64%
AMGNAmgen Inc.0.51%4.70%4.19%
CVXChevron Corp1.07%4.02%2.95%
KOCoca Cola Co.0.50%4.17%3.67%
COPConocophillips Common Stock USD 0.010.53%3.94%3.41%
PGProcter & Gamble Company0.51%3.83%3.32%
PFGPrincipalfinancialgroupinc.2.91%0.53%2.38%
MOAltria Group Inc0.51%2.79%2.28%

43.9% of SCHD is already inside AELV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

AELVSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, AELV or SCHD?

AELV has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option, by $19 a year on a $10,000 investment.

Which performed better, AELV or SCHD?

Over the past year AELV returned +18.48% vs +27.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), AELV annualized +16.12% vs +14.68% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, AELV or SCHD?

SCHD has been the more volatile fund at 13.8% annualized versus 10.7% for AELV. Worst drawdown: AELV -16.6% vs SCHD -16.1%.

Should I hold both AELV and SCHD?

AELV and SCHD have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between AELV and SCHD?

43.9% of SCHD's money is in holdings AELV also owns. 43.9% of SCHD's is in holdings AELV also owns. They hold 16 positions in common, counted across the 75 positions we hold weights for in AELV and 100 in SCHD.

Which pays a higher dividend, AELV or SCHD?

AELV yields 1.33% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than AELV?

SCHD has a lower expense ratio. AELV led over the full window, SCHD over 1Y. AELV is less concentrated, with 37.5% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.