AVTM vs SCHD

Quick Verdict

SCHD has a lower expense ratio. AVTM offers more diversification with 2312 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: AVTM

Side-by-Side Comparison

MetricAVTMSCHDWinner
Expense Ratio0.22%0.06%
AUM-$103.7B
Dividend Yield-3.31%
Holdings2,312104
YTD Return+12.55%+24.26%
1Y Return-+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)-13.6%
Max Drawdown-9.2%-33.4%
Fund FamilyAvantis InvestorsCharles Schwab Asset Management
CategoryEquityEquity
InceptionJan 29, 2026Oct 20, 2011

AVTM vs SCHD Performance

Avantis Total Equity Markets ETF (AVTM) is a ETF from Avantis Investors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, AVTM is up 12.55% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -9.2% for AVTM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

AVTM charges 0.22% per year while SCHD charges 0.06%. On a $10,000 position that is $22 vs $6 annually, a gap of $16 per year that compounds over a long holding period.

Holdings Overlap

4.2%overlap

AVTM and SCHD share 80 holdings out of 2332 unique holdings combined, representing a 4.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AVTMWeight in SCHDDifference
UNH0.11%4.54%4.43%
ABT0.14%4.49%4.35%
HD0.37%4.16%3.79%
PGProProPro
MRKProProPro
AMGNProProPro
PEPProProPro
KOProProPro
VZProProPro
TXNProProPro
See all 10 holdings AVTM shares with SCHD
Exact weights in each fund and the difference, for every overlapping position.
X-ray my whole portfolio$99/yr Pro · 7-day refund

Frequently Asked Questions

Which is cheaper, AVTM or SCHD?

AVTM has an expense ratio of 0.22% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $16 per year of difference.

What is the holdings overlap between AVTM and SCHD?

AVTM and SCHD share 80 common holdings with a 4.2% weight overlap. Combined, they hold 2332 unique securities.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

X-ray your whole portfolio
$99/yr7-day refund. ETFs, mutual funds, 401(k)s.
Get Pro →