BELT vs IVV

BELT vs IVV
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Quick Verdict

IVV has a lower expense ratio. BELT delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: BELTMore Diversified: IVV

Side-by-Side Comparison

MetricBELTIVVWinner
Expense Ratio0.75%0.03%
AUM$10M$907.0B
Dividend Yield0.02%1.10%
Holdings20508
YTD Return+18.04%+12.39%
1Y Return+21.13%+20.24%
3Y Return (annualized)-+21.78%
5Y Return (annualized)-+12.84%
Volatility (annualized)18.8%15.1%
Max Drawdown-23.1%-56.5%
Fund FamilyBlackRock, Inc. (US)iShares by BlackRock (US)
CategoryEquityEquity
InceptionJun 17, 2024May 15, 2000

BELT vs IVV Performance

iShares US Select Equity Active ETF (BELT) is a ETF from BlackRock, Inc. (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BELT returned +21.13% while IVV returned +20.24%. Year to date, BELT is up 18.04% versus a gain of 12.39% for IVV.

Risk: Volatility and Drawdowns

BELT has been the more volatile fund, with annualized monthly volatility of 18.8% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.1% for BELT and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

BELT charges 0.75% per year while IVV charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, BELT currently yields 0.02% against 1.10% for IVV.

Holdings Overlap

20.0%overlap

BELT and IVV share 17 holdings out of 507 unique holdings combined, representing a 20.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BELTWeight in IVVDifference
AMZN8.66%3.75%4.91%
MSFT6.27%4.57%1.70%
AVGO7.97%2.83%5.14%
GOOGProProPro
HWMProProPro
XTSLAProProPro
METAProProPro
INTCProProPro
VRTProProPro
MAProProPro
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Frequently Asked Questions

Which is cheaper, BELT or IVV?

BELT has an expense ratio of 0.75% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $72 per year of difference.

Which performed better, BELT or IVV?

Over the past year BELT returned +21.13% vs +20.24% for IVV, so BELT leads on 1-year performance. Over the longest common window we track (2 years), BELT annualized +13.53% vs +6.98% for IVV. Past performance does not guarantee future results.

Which is riskier, BELT or IVV?

BELT has been the more volatile fund at 18.8% annualized versus 15.1% for IVV. Worst drawdown: BELT -23.1% vs IVV -56.5%.

Should I hold both BELT and IVV?

BELT and IVV have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between BELT and IVV?

BELT and IVV share 17 common holdings with a 20.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, BELT or IVV?

BELT yields 0.02% while IVV yields 1.10%, so IVV currently pays the higher dividend yield.

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