BELT vs VOO

BELT vs VOO

Which is better, BELT or VOO?

VOO has been ahead.

VOO has a lower expense ratio. VOO led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.90. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 68.5%.

Lower Fees: VOOHigher Returns: VOOLess Concentrated: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBELTVOO
Expense Ratio0.75%0.03%Best
AUM$10M$997.4B
Dividend Yield0.02%1.04%
Holdings20509
Volatility (annualized)18.8%12.2%Best
Max Drawdown-23.1%-18.7%Best
$10,000 over 2.1 years$13,054$14,361Best
Top 10 Weight68.5%36.4%Best
Fund FamilyBlackRock, Inc. (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJun 17, 2024Sep 7, 2010

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 30 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BELT has data through Aug 12, 2026 and VOO through Sep 11, 2026.

Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Jun 18, 2024 to Aug 12, 2026 (2.1 years).

Risk: Volatility and Drawdowns

BELT has been the more volatile fund, with annualized monthly volatility of 18.8% compared with 12.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.1% for BELT and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

BELT charges 0.75% per year while VOO charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, BELT currently yields 0.02% against 1.04% for VOO.

Holdings Overlap

BELT already in VOO83.1%
VOO already in BELT19.6%

83.1% of BELT's money is in holdings VOO also owns. 19.6% of VOO's money is in holdings BELT also owns.

Most of BELT is already inside VOO. Owning both mostly buys the same companies twice.

16 positions in common, counted across the 19 positions we hold weights for in BELT and 505 in VOO, against full books of 20 and 509.

What only one of them owns

Our book lists 480 positions for VOO that do not appear in our book for BELT (79.9% of the fund), and 1 for BELT that do not appear in VOO (7.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in BELTWeight in VOODifference
AMZNAmazon.Com Inc8.66%3.62%5.04%
AVGOBroadcom Inc7.97%2.77%5.20%
GOOGAlphabet Inc8.04%2.59%5.45%
MSFTMicrosoft Corp 4.100 Feb 06 376.27%4.30%1.97%
HWMHowmet Aerospace Inc.9.80%0.17%9.63%
INTCIntel Corp.5.04%1.02%4.02%
METAMeta Platforms, Inc.4.02%1.92%2.10%
VRTVertiv Group Corp5.40%0.20%5.20%
MAMastercard Inc4.45%0.64%3.81%
CDNSCadence Design Systems Inc.4.76%0.16%4.60%

83.1% of BELT is already inside VOO.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

BELTVOO

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Frequently Asked Questions

Which is cheaper, BELT or VOO?

BELT has an expense ratio of 0.75% while VOO charges 0.03%. VOO is the cheaper option, by $72 a year on a $10,000 investment.

Which is riskier, BELT or VOO?

BELT has been the more volatile fund at 18.8% annualized versus 12.2% for VOO. Worst drawdown: BELT -23.1% vs VOO -18.7%.

Should I hold both BELT and VOO?

BELT and VOO have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between BELT and VOO?

83.1% of BELT's money is in holdings VOO also owns. 19.6% of VOO's is in holdings BELT also owns. They hold 16 positions in common, counted across the 19 positions we hold weights for in BELT and 505 in VOO.

Which pays a higher dividend, BELT or VOO?

BELT yields 0.02% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.

Is VOO better than BELT?

VOO has a lower expense ratio. VOO led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.90. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 68.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.