BLCN vs VTI

BLCN vs VTI

Which is better, BLCN or VTI?

Multi Alternative against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBLCNVTI
Expense Ratio0.68%0.03%Best
AUM$33M$666.9B
Dividend Yield2.71%1.03%
Holdings273,543
Volatility (annualized)28.1%17.0%Best
Max Drawdown-67.5%-35.0%Best
$10,000 over 8.5 years$10,984$27,984Best
Fund FamilySRN AdvisorsVanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionJan 16, 2018May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 59 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BLCN has data through Jul 14, 2026 and VTI through Sep 11, 2026.

Volatility and max drawdown, and the $10,000 over 8.5 years row, are measured over the window both funds cover: Jan 17, 2018 to Jul 14, 2026 (8.5 years).

Risk: Volatility and Drawdowns

BLCN has been the more volatile fund, with annualized monthly volatility of 28.1% compared with 17.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -67.5% for BLCN and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BLCN charges 0.68% per year while VTI charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, BLCN currently yields 2.71% against 1.03% for VTI.

Holdings Overlap

BLCN already in VTI20.0%

At least 20.0% of BLCN's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

BLCN and VTI share little of their money.

The two holdings books were reported 61 days apart, BLCN as of Apr 30, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

6 positions in common, counted across the 22 positions we hold weights for in BLCN and 2,787 in VTI, against full books of 27 and 3,543.

Top Shared Holdings

StockWeight in BLCNWeight in VTIDifference
MSFTMicrosoft Corp 4.100 Feb 06 373.80%3.81%0.01%
JPMJpmorgan Chase & Co.4.29%1.11%3.18%
BLKBlackrock Inc.4.23%0.18%4.05%
GSGoldman Sachs Group Inc.2.89%0.39%2.50%
AMDAdvanced Micro Devices Inc.1.91%1.30%0.61%
COINCoinbase Global, Inc.2.92%0.04%2.88%

20.0% of BLCN is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

BLCNVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BLCN or VTI?

BLCN has an expense ratio of 0.68% while VTI charges 0.03%. VTI is the cheaper option, by $65 a year on a $10,000 investment.

Which is riskier, BLCN or VTI?

BLCN has been the more volatile fund at 28.1% annualized versus 17.0% for VTI. Worst drawdown: BLCN -67.5% vs VTI -35.0%.

Should I hold both BLCN and VTI?

BLCN and VTI have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between BLCN and VTI?

At least 20.0% of BLCN's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 6 positions in common, counted across the 22 positions we hold weights for in BLCN and 2,787 in VTI.

Which pays a higher dividend, BLCN or VTI?

BLCN yields 2.71% while VTI yields 1.03%, so BLCN currently pays the higher dividend yield.

Is VTI better than BLCN?

VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.