CGDV vs VTI
Capital Group Dividend Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CGDV or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. CGDV led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.92. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGDV | VTI |
|---|---|---|
| Expense Ratio | 0.33% | 0.03%Best |
| AUM | $38.7B | $690.1B |
| Dividend Yield | 1.17% | 1.03% |
| Holdings | 116 | 3,524 |
| YTD Return | +12.05% | +12.51%Best |
| 1Y Return | +17.01%Best | +15.23% |
| 3Y Return (annualized) | +24.79%Best | +22.50% |
| 5Y Return (annualized) | - | +12.31% |
| Volatility (annualized) | 15.0%Best | 15.8% |
| Max Drawdown | -21.8%Best | -22.4% |
| $10,000 over 4.6 years | $21,287Best | $18,501 |
| Top 10 Weight | 41.8% | 33.3%Best |
| Fund Family | Capital Group (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Feb 22, 2022 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Feb 24, 2022 to Oct 1, 2026 (4.6 years).
CGDV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.
CGDV vs VTI Performance
Capital Group Dividend Value ETF (CGDV) is an ETF from Capital Group (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CGDV returned +17.01% while VTI returned +15.23%. Year to date, CGDV is up 12.05% versus a gain of 12.51% for VTI.
Over three years, CGDV compounded at +24.79% per year against +22.50% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 15.0% for CGDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.8% for CGDV and -22.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
CGDV charges 0.33% per year while VTI charges 0.03%. On a $10,000 position that is $33 vs $3 annually, a gap of $30 per year that compounds over a long holding period. On income, CGDV currently yields 1.17% against 1.03% for VTI.
Holdings Overlap
90.5% of CGDV's money is in holdings VTI also owns. 42.4% of VTI's money is in holdings CGDV also owns.
Most of CGDV is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 47 days apart, CGDV as of Sep 16, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
47 positions in common, counted across the 53 positions we hold weights for in CGDV and 3,463 in VTI, against full books of 116 and 3,524.
What only one of them owns
Our book lists 1,104 positions for VTI that do not appear in our book for CGDV (55.0% of the fund), and 1 for CGDV that do not appear in VTI (1.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CGDV | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.30% | 6.40% | 0.10% |
| MSFTMicrosoft Corp | 7.69% | 4.79% | 2.90% |
| AAPLApple, Inc | 2.37% | 6.29% | 3.92% |
| AVGOBroadcom Inc | 4.40% | 2.56% | 1.84% |
| METAMeta Platforms Inc | 5.13% | 1.70% | 3.43% |
| GOOGLAlphabet Inc,class A | 3.70% | 2.90% | 0.80% |
| AMZNAmazon.Com Inc | 2.16% | 3.65% | 1.49% |
| JPMJpmorgan Chase | 2.22% | 1.31% | 0.91% |
| ORCLOracle Corp - Common | 3.20% | 0.31% | 2.89% |
| RTXRaytheon Co. | 3.05% | 0.40% | 2.65% |
90.5% of CGDV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGDV or VTI?
CGDV has an expense ratio of 0.33% while VTI charges 0.03%. VTI is the cheaper option, by $30 a year on a $10,000 investment.
Which performed better, CGDV or VTI?
Over the past year CGDV returned +17.01% vs +15.23% for VTI, so CGDV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CGDV or VTI?
VTI has been the more volatile fund at 15.8% annualized versus 15.0% for CGDV. Worst drawdown: CGDV -21.8% vs VTI -22.4%.
Should I hold both CGDV and VTI?
CGDV and VTI have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between CGDV and VTI?
90.5% of CGDV's money is in holdings VTI also owns. 42.4% of VTI's is in holdings CGDV also owns. They hold 47 positions in common, counted across the 53 positions we hold weights for in CGDV and 3,463 in VTI.
Which pays a higher dividend, CGDV or VTI?
CGDV yields 1.17% while VTI yields 1.03%, so CGDV currently pays the higher dividend yield.
Is VTI better than CGDV?
VTI has a lower expense ratio. CGDV led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.92. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.