CGDV vs VTI
Capital Group Dividend Value ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. CGDV delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | CGDV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.33% | 0.03% | |
| AUM | $36.8B | $663.5B | |
| Dividend Yield | 1.19% | 1.07% | |
| Holdings | 57 | 3,543 | |
| YTD Return | +17.22% | +14.22% | |
| 1Y Return | +26.64% | +22.19% | |
| 3Y Return (annualized) | +24.82% | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 15.2% | 15.3% | |
| Max Drawdown | -21.8% | -56.6% | |
| Fund Family | Capital Group (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 22, 2022 | May 24, 2001 |
CGDV vs VTI Performance
Capital Group Dividend Value ETF (CGDV) is a ETF from Capital Group (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CGDV returned +26.64% while VTI returned +22.19%. Year to date, CGDV is up 17.22% versus a gain of 14.22% for VTI.
Over three years, CGDV compounded at +24.82% per year against +21.27% for VTI. Across the full 5-year window we track, CGDV has the edge at +19.65% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 15.2% for CGDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.8% for CGDV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
CGDV charges 0.33% per year while VTI charges 0.03%. On a $10,000 position that is $33 vs $3 annually, a gap of $30 per year that compounds over a long holding period. On income, CGDV currently yields 1.19% against 1.07% for VTI.
Holdings Overlap
CGDV and VTI share 47 holdings out of 2789 unique holdings combined, representing a 34.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CGDV or VTI?
CGDV has an expense ratio of 0.33% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $30 per year of difference.
Which performed better, CGDV or VTI?
Over the past year CGDV returned +26.64% vs +22.19% for VTI, so CGDV leads on 1-year performance. Over the longest common window we track (5 years), CGDV annualized +19.65% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, CGDV or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 15.2% for CGDV. Worst drawdown: CGDV -21.8% vs VTI -56.6%.
Should I hold both CGDV and VTI?
CGDV and VTI have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between CGDV and VTI?
CGDV and VTI share 47 common holdings with a 34.6% weight overlap. Combined, they hold 2789 unique securities.
Which pays a higher dividend, CGDV or VTI?
CGDV yields 1.19% while VTI yields 1.07%, so CGDV currently pays the higher dividend yield.
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