CGFS vs SCHD
CG Flagship Equity ETF vs Schwab US Dividend Equity ETF
Which is better, CGFS or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 53.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGFS | SCHD |
|---|---|---|
| Expense Ratio | 0.63% | 0.06%Best |
| AUM | $113M | $111.6B |
| Dividend Yield | 0.00% | 3.24% |
| Holdings | 365 | 206 |
| YTD Return | -0.11% | +30.31%Best |
| 1Y Return | - | +35.06% |
| 3Y Return (annualized) | - | +19.45% |
| 5Y Return (annualized) | - | +10.11% |
| Top 10 Weight | 53.9% | 41.6%Best |
| Fund Family | CG Advisory Services | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 16, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
CGFS vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
CGFS vs SCHD Performance
CG Flagship Equity ETF (CGFS) is an ETF from CG Advisory Services and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, CGFS is down 0.11% versus a gain of 30.31% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
CGFS charges 0.63% per year while SCHD charges 0.06%. On a $10,000 position that is $63 vs $6 annually, a gap of $57 per year that compounds over a long holding period. On income, CGFS currently yields 0.00% against 3.24% for SCHD.
Holdings Overlap
3.1% of CGFS's money is in holdings SCHD also owns. 81.6% of SCHD's money is in holdings CGFS also owns.
Most of SCHD is already inside CGFS. Owning both mostly buys the same companies twice.
29 positions in common, counted across the 365 positions we hold weights for in CGFS and 98 in SCHD, against full books of 365 and 206.
What only one of them owns
Our book lists 68 positions for SCHD that do not appear in our book for CGFS (18.2% of the fund), and 304 for CGFS that do not appear in SCHD (96.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CGFS | Weight in SCHD | Difference |
|---|---|---|---|
| TXNTexas Instrument Inc | 0.02% | 4.89% | 4.87% |
| QCOMQualcomm Inc. | 0.06% | 4.61% | 4.55% |
| CVXChevron Corp | 0.50% | 4.14% | 3.64% |
| KOCoca Cola Co. | 0.43% | 4.12% | 3.69% |
| PGProcter & Gamble Company | 0.14% | 4.16% | 4.02% |
| MRKMerck & Company Inc | 0.17% | 4.04% | 3.87% |
| COPConocophillips Common Stock USD 0.01 | 0.28% | 3.91% | 3.63% |
| UNHUnitedhealth Group Incorporated | 0.11% | 3.95% | 3.84% |
| HDHome Depot Inc/The | 0.23% | 3.77% | 3.54% |
| AMGNAmgen Inc. | 0.14% | 3.86% | 3.72% |
81.6% of SCHD is already inside CGFS.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGFS or SCHD?
CGFS has an expense ratio of 0.63% while SCHD charges 0.06%. SCHD is the cheaper option, by $57 a year on a $10,000 investment.
What is the holdings overlap between CGFS and SCHD?
81.6% of SCHD's money is in holdings CGFS also owns. 81.6% of SCHD's is in holdings CGFS also owns. They hold 29 positions in common, counted across the 365 positions we hold weights for in CGFS and 98 in SCHD.
Which pays a higher dividend, CGFS or SCHD?
CGFS yields 0.00% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than CGFS?
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 53.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.