CGFS vs VTI
CG Flagship Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CGFS or VTI?
VTI costs less.
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 53.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGFS | VTI |
|---|---|---|
| Expense Ratio | 0.63% | 0.03%Best |
| AUM | $113M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 365 | 3,524 |
| YTD Return | -3.77% | +8.54%Best |
| 1Y Return | - | +11.14% |
| 3Y Return (annualized) | - | +20.29% |
| 5Y Return (annualized) | - | +9.84% |
| Top 10 Weight | 53.9% | 33.5%Best |
| Fund Family | CG Advisory Services | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 16, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
CGFS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
CGFS vs VTI Performance
CG Flagship Equity ETF (CGFS) is an ETF from CG Advisory Services and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, CGFS is down 3.77% versus a gain of 8.54% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
CGFS charges 0.63% per year while VTI charges 0.03%. On a $10,000 position that is $63 vs $3 annually, a gap of $60 per year that compounds over a long holding period. On income, CGFS currently yields 0.00% against 1.06% for VTI.
Holdings Overlap
42.8% of CGFS's money is in holdings VTI also owns. 75.1% of VTI's money is in holdings CGFS also owns.
Most of VTI is already inside CGFS. Owning both mostly buys the same companies twice.
276 positions in common, counted across the 365 positions we hold weights for in CGFS and 3,441 in VTI, against full books of 365 and 3,524.
What only one of them owns
Our book lists 897 positions for VTI that do not appear in our book for CGFS (22.6% of the fund), and 68 for CGFS that do not appear in VTI (56.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CGFS | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 4.29% | 6.88% | 2.59% |
| AAPLApple, Inc | 3.96% | 6.30% | 2.34% |
| MSFTMicrosoft Corp | 2.07% | 5.11% | 3.04% |
| AMZNAmazon.Com Inc | 2.21% | 3.41% | 1.20% |
| GOOGLAlphabet Inc | 2.44% | 2.70% | 0.26% |
| AVGOBroadcom Inc | 1.03% | 2.38% | 1.35% |
| GOOGAlphabet Inc. C | 0.82% | 2.12% | 1.30% |
| JPMJpmorgan Chase | 1.50% | 1.29% | 0.21% |
| METAMeta Platforms Inc | 1.04% | 1.70% | 0.66% |
| LLYEli Lilly & Co. | 0.48% | 1.33% | 0.85% |
75.1% of VTI is already inside CGFS.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGFS or VTI?
CGFS has an expense ratio of 0.63% while VTI charges 0.03%. VTI is the cheaper option, by $60 a year on a $10,000 investment.
What is the holdings overlap between CGFS and VTI?
75.1% of VTI's money is in holdings CGFS also owns. 75.1% of VTI's is in holdings CGFS also owns. They hold 276 positions in common, counted across the 365 positions we hold weights for in CGFS and 3,441 in VTI.
Which pays a higher dividend, CGFS or VTI?
CGFS yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than CGFS?
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 53.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.