CLCV vs VTI

CLCV vs VTI

Which is better, CLCV or VTI?

Large Cap Value against Large Cap Blend.

VTI has a lower expense ratio. CLCV led over 1Y and the full window. CLCV is less concentrated, with 29.3% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: CLCVLess Concentrated: CLCV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCLCVVTI
Expense Ratio0.50%0.03%Best
AUM$17M$666.9B
Dividend Yield0.34%1.03%
Holdings543,543
YTD Return+15.68%Best+11.06%
1Y Return+21.98%Best+15.41%
3Y Return (annualized)-+20.48%
5Y Return (annualized)-+11.52%
Volatility (annualized)9.5%Best12.4%
Max Drawdown-6.9%Best-8.9%
$10,000 over 1.1 years$12,071Best$11,926
Top 10 Weight29.3%Best33.3%
Fund FamilyCrossmark Global InvestmentVanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionJul 23, 2025May 24, 2001

Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Jul 23, 2025 to Sep 16, 2026 (1.1 years).

CLCV vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.

CLCV vs VTI Performance

Crossmark Large Cap Value ETF (CLCV) is an ETF from Crossmark Global Investment and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CLCV returned +21.98% while VTI returned +15.41%. Year to date, CLCV is up 15.68% versus a gain of 11.06% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 9.5% for CLCV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.9% for CLCV and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CLCV charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, CLCV currently yields 0.34% against 1.03% for VTI.

Holdings Overlap

CLCV already in VTI92.3%
VTI already in CLCV30.7%

92.3% of CLCV's money is in holdings VTI also owns. 30.7% of VTI's money is in holdings CLCV also owns.

Most of CLCV is already inside VTI. Owning both mostly buys the same companies twice.

49 positions in common, counted across the 53 positions we hold weights for in CLCV and 3,463 in VTI, against full books of 54 and 3,543.

What only one of them owns

Our book lists 1,102 positions for VTI that do not appear in our book for CLCV (66.8% of the fund), and 0 for CLCV that do not appear in VTI (0.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in CLCVWeight in VTIDifference
AAPLApple, Inc3.63%6.29%2.66%
MSFTMicrosoft Corp2.95%4.79%1.84%
AMZNAmazon.Com Inc3.91%3.65%0.26%
GOOGLAlphabet Inc,class A0.98%2.90%1.92%
BACBank of America Corp.: Financials3.19%0.55%2.64%
CSCOCisco Systems Inc. - Ordinary Shares2.92%0.57%2.35%
JPMJpmorgan Chase1.70%1.31%0.39%
GILDGilead Sciences2.69%0.22%2.47%
CRMSalesforce Inc Crm Us Equity2.64%0.20%2.44%
CCitigroup Inc.2.43%0.30%2.13%

92.3% of CLCV is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

CLCVVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CLCV or VTI?

CLCV has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.

Which performed better, CLCV or VTI?

Over the past year CLCV returned +21.98% vs +15.41% for VTI, so CLCV leads on 1-year performance. Over the longest common window we track (1 years), CLCV annualized +18.66% vs +17.37% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CLCV or VTI?

VTI has been the more volatile fund at 12.4% annualized versus 9.5% for CLCV. Worst drawdown: CLCV -6.9% vs VTI -8.9%.

Should I hold both CLCV and VTI?

CLCV and VTI have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between CLCV and VTI?

92.3% of CLCV's money is in holdings VTI also owns. 30.7% of VTI's is in holdings CLCV also owns. They hold 49 positions in common, counted across the 53 positions we hold weights for in CLCV and 3,463 in VTI.

Which pays a higher dividend, CLCV or VTI?

CLCV yields 0.34% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than CLCV?

VTI has a lower expense ratio. CLCV led over 1Y and the full window. CLCV is less concentrated, with 29.3% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.