CRTC vs IVV
Xtrackers US National Critical Technologies ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | CRTC | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $147M | $907.0B | |
| Dividend Yield | 0.90% | 1.10% | |
| Holdings | 220 | 508 | |
| YTD Return | +11.67% | +12.71% | |
| 1Y Return | +18.96% | +21.89% | |
| 3Y Return (annualized) | - | +22.08% | |
| 5Y Return (annualized) | - | +12.96% | |
| Volatility (annualized) | 12.0% | 15.1% | |
| Max Drawdown | -19.1% | -56.5% | |
| Fund Family | Xtrackers ETFs | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Nov 16, 2023 | May 15, 2000 |
CRTC vs IVV Performance
Xtrackers US National Critical Technologies ETF (CRTC) is a ETF from Xtrackers ETFs and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year CRTC returned +18.96% while IVV returned +21.89%. Year to date, CRTC is up 11.67% versus a gain of 12.71% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 12.0% for CRTC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for CRTC and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
CRTC charges 0.35% per year while IVV charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, CRTC currently yields 0.90% against 1.10% for IVV.
Holdings Overlap
CRTC and IVV share 125 holdings out of 597 unique holdings combined, representing a 37.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CRTC or IVV?
CRTC has an expense ratio of 0.35% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, CRTC or IVV?
Over the past year CRTC returned +18.96% vs +21.89% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (3 years), CRTC annualized +20.61% vs +7.00% for IVV. Past performance does not guarantee future results.
Which is riskier, CRTC or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 12.0% for CRTC. Worst drawdown: CRTC -19.1% vs IVV -56.5%.
Should I hold both CRTC and IVV?
CRTC and IVV have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between CRTC and IVV?
CRTC and IVV share 125 common holdings with a 37.5% weight overlap. Combined, they hold 597 unique securities.
Which pays a higher dividend, CRTC or IVV?
CRTC yields 0.90% while IVV yields 1.10%, so IVV currently pays the higher dividend yield.
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