CRTC vs IVV

CRTC vs IVV

Which is better, CRTC or IVV?

IVV has been ahead.

IVV has a lower expense ratio. IVV led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.94. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 38.5%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCRTCIVV
Expense Ratio0.35%0.03%Best
AUM$141M$876.4B
Dividend Yield0.85%1.06%
Holdings220508
YTD Return+11.28%+12.51%Best
1Y Return+13.79%+17.57%Best
3Y Return (annualized)-+21.27%
5Y Return (annualized)-+12.95%
Volatility (annualized)11.9%11.8%Best
Max Drawdown-19.1%-18.8%Best
$10,000 over 2.8 years$16,657$17,527Best
Top 10 Weight38.5%37.9%Best
Fund FamilyXtrackers ETFsiShares by BlackRock (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionNov 16, 2023May 15, 2000

Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Nov 16, 2023 to Sep 11, 2026 (2.8 years).

CRTC vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.

CRTC vs IVV Performance

Xtrackers US National Critical Technologies ETF (CRTC) is an ETF from Xtrackers ETFs and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year CRTC returned +13.79% while IVV returned +17.57%. Year to date, CRTC is up 11.28% versus a gain of 12.51% for IVV.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CRTC has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 11.8% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.1% for CRTC and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

CRTC charges 0.35% per year while IVV charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, CRTC currently yields 0.85% against 1.06% for IVV.

Holdings Overlap

CRTC already in IVV86.3%
IVV already in CRTC42.3%

86.3% of CRTC's money is in holdings IVV also owns. 42.3% of IVV's money is in holdings CRTC also owns.

Most of CRTC is already inside IVV. Owning both mostly buys the same companies twice.

121 positions in common, counted across the 208 positions we hold weights for in CRTC and 505 in IVV, against full books of 220 and 508.

What only one of them owns

Our book lists 375 positions for IVV that do not appear in our book for CRTC (57.1% of the fund), and 18 for CRTC that do not appear in IVV (2.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in CRTCWeight in IVVDifference
NVDANvidia Corp.5.30%7.98%2.68%
MSFTMicrosoft Corp 4.100 Feb 06 375.89%5.44%0.45%
AMZNAmazon.Com Inc5.25%4.01%1.24%
GOOGLAlphabet A Usd 0.0014.90%3.19%1.71%
METAMeta Platforms, Inc.4.60%1.94%2.66%
AMDAdvanced Micro Devices Inc.3.75%1.18%2.57%
XOMExxon Mobil Corp.2.97%0.94%2.03%
CSCOCisco Systems Inc. - Ordinary Shares1.97%0.72%1.25%
ABBVAbbvie Inc.1.98%0.65%1.33%
LRCXLam Research Corp1.86%0.58%1.28%

86.3% of CRTC is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

CRTCIVV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CRTC or IVV?

CRTC has an expense ratio of 0.35% while IVV charges 0.03%. IVV is the cheaper option, by $32 a year on a $10,000 investment.

Which performed better, CRTC or IVV?

Over the past year CRTC returned +13.79% vs +17.57% for IVV, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CRTC or IVV?

CRTC has been the more volatile fund at 11.9% annualized versus 11.8% for IVV. Worst drawdown: CRTC -19.1% vs IVV -18.8%.

Should I hold both CRTC and IVV?

CRTC and IVV have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between CRTC and IVV?

86.3% of CRTC's money is in holdings IVV also owns. 42.3% of IVV's is in holdings CRTC also owns. They hold 121 positions in common, counted across the 208 positions we hold weights for in CRTC and 505 in IVV.

Which pays a higher dividend, CRTC or IVV?

CRTC yields 0.85% while IVV yields 1.06%, so IVV currently pays the higher dividend yield.

Is IVV better than CRTC?

IVV has a lower expense ratio. IVV led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.94. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 38.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.