CRTC vs QQQ
Xtrackers US National Critical Technologies ETF vs Invesco QQQ Trust, Series 1
Which is better, CRTC or QQQ?
Large Cap Blend against Large Cap Growth.
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. CRTC is less concentrated, with 38.5% of the fund in its ten largest positions against 46.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CRTC | QQQ |
|---|---|---|
| Expense Ratio | 0.35% | 0.18%Best |
| AUM | $141M | $483.5B |
| Dividend Yield | 0.85% | 0.44% |
| Holdings | 220 | 107 |
| YTD Return | +11.28% | +16.87%Best |
| 1Y Return | +13.79% | +22.98%Best |
| 3Y Return (annualized) | - | +24.98% |
| 5Y Return (annualized) | - | +14.39% |
| Volatility (annualized) | 11.9%Best | 16.8% |
| Max Drawdown | -19.1%Best | -22.8% |
| $10,000 over 2.8 years | $16,657 | $18,733Best |
| Top 10 Weight | 38.5%Best | 46.5% |
| Fund Family | Xtrackers ETFs | Invesco (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | Nov 16, 2023 | Mar 10, 1999 |
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Nov 16, 2023 to Sep 11, 2026 (2.8 years).
CRTC vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
CRTC vs QQQ Performance
Xtrackers US National Critical Technologies ETF (CRTC) is an ETF from Xtrackers ETFs and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year CRTC returned +13.79% while QQQ returned +22.98%. Year to date, CRTC is up 11.28% versus a gain of 16.87% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 11.9% for CRTC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for CRTC and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CRTC charges 0.35% per year while QQQ charges 0.18%. On a $10,000 position that is $35 vs $18 annually, a gap of $17 per year that compounds over a long holding period. On income, CRTC currently yields 0.85% against 0.44% for QQQ.
Holdings Overlap
51.6% of CRTC's money is in holdings QQQ also owns. 50.6% of QQQ's money is in holdings CRTC also owns.
The two portfolios partly overlap.
47 positions in common, counted across the 208 positions we hold weights for in CRTC and 102 in QQQ, against full books of 220 and 107.
What only one of them owns
Our book lists 50 positions for QQQ that do not appear in our book for CRTC (47.4% of the fund), and 93 for CRTC that do not appear in QQQ (38.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CRTC | Weight in QQQ | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 5.30% | 8.44% | 3.14% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 5.89% | 5.76% | 0.13% |
| AMZNAmazon.Com Inc | 5.25% | 4.67% | 0.58% |
| GOOGLAlphabet A Usd 0.001 | 4.90% | 3.36% | 1.54% |
| METAMeta Platforms, Inc. | 4.60% | 2.78% | 1.82% |
| AMDAdvanced Micro Devices Inc. | 3.75% | 3.45% | 0.30% |
| CSCOCisco Systems Inc. - Ordinary Shares | 1.97% | 2.10% | 0.13% |
| LRCXLam Research Corp 3.125 06/15/2060 | 1.86% | 1.69% | 0.17% |
| PLTRPalantir Technologies Inc | 1.71% | 1.60% | 0.11% |
| PANWPalo Alto Networks Inc. | 1.39% | 1.30% | 0.09% |
51.6% of CRTC is already inside QQQ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CRTC or QQQ?
CRTC has an expense ratio of 0.35% while QQQ charges 0.18%. QQQ is the cheaper option, by $17 a year on a $10,000 investment.
Which performed better, CRTC or QQQ?
Over the past year CRTC returned +13.79% vs +22.98% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CRTC or QQQ?
QQQ has been the more volatile fund at 16.8% annualized versus 11.9% for CRTC. Worst drawdown: CRTC -19.1% vs QQQ -22.8%.
Should I hold both CRTC and QQQ?
CRTC and QQQ have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CRTC and QQQ?
51.6% of CRTC's money is in holdings QQQ also owns. 50.6% of QQQ's is in holdings CRTC also owns. They hold 47 positions in common, counted across the 208 positions we hold weights for in CRTC and 102 in QQQ.
Which pays a higher dividend, CRTC or QQQ?
CRTC yields 0.85% while QQQ yields 0.44%, so CRTC currently pays the higher dividend yield.
Is QQQ better than CRTC?
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. CRTC is less concentrated, with 38.5% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.