CRTC vs SPY
Xtrackers US National Critical Technologies ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, CRTC or SPY?
SPY has been ahead.
SPY has a lower expense ratio. SPY led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.94. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 38.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CRTC | SPY |
|---|---|---|
| Expense Ratio | 0.35% | 0.09%Best |
| AUM | $141M | $804.7B |
| Dividend Yield | 0.85% | 0.98% |
| Holdings | 220 | 505 |
| YTD Return | +11.28% | +12.47%Best |
| 1Y Return | +13.79% | +17.51%Best |
| 3Y Return (annualized) | - | +21.18% |
| 5Y Return (annualized) | - | +12.88% |
| Volatility (annualized) | 11.9% | 11.8%Best |
| Max Drawdown | -19.1% | -18.8%Best |
| $10,000 over 2.8 years | $16,657 | $17,491Best |
| Top 10 Weight | 38.5% | 38.0%Best |
| Fund Family | Xtrackers ETFs | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Nov 16, 2023 | Jan 22, 1993 |
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Nov 16, 2023 to Sep 11, 2026 (2.8 years).
CRTC vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
CRTC vs SPY Performance
Xtrackers US National Critical Technologies ETF (CRTC) is an ETF from Xtrackers ETFs and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year CRTC returned +13.79% while SPY returned +17.51%. Year to date, CRTC is up 11.28% versus a gain of 12.47% for SPY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CRTC has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 11.8% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for CRTC and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
CRTC charges 0.35% per year while SPY charges 0.09%. On a $10,000 position that is $35 vs $9 annually, a gap of $26 per year that compounds over a long holding period. On income, CRTC currently yields 0.85% against 0.98% for SPY.
Holdings Overlap
85.9% of CRTC's money is in holdings SPY also owns. 42.5% of SPY's money is in holdings CRTC also owns.
Most of CRTC is already inside SPY. Owning both mostly buys the same companies twice.
121 positions in common, counted across the 208 positions we hold weights for in CRTC and 504 in SPY, against full books of 220 and 505.
What only one of them owns
Our book lists 374 positions for SPY that do not appear in our book for CRTC (57.1% of the fund), and 19 for CRTC that do not appear in SPY (3.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CRTC | Weight in SPY | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 5.30% | 7.71% | 2.41% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 5.89% | 5.50% | 0.39% |
| AMZNAmazon.Com Inc | 5.25% | 4.08% | 1.17% |
| GOOGLAlphabet A Usd 0.001 | 4.90% | 3.33% | 1.57% |
| METAMeta Platforms, Inc. | 4.60% | 1.94% | 2.66% |
| AMDAdvanced Micro Devices Inc. | 3.75% | 1.27% | 2.48% |
| XOMExxon Mobil Corp. | 2.97% | 0.96% | 2.01% |
| CSCOCisco Systems Inc. - Ordinary Shares | 1.97% | 0.72% | 1.25% |
| ABBVAbbvie Inc. | 1.98% | 0.65% | 1.33% |
| LRCXLam Research Corp | 1.86% | 0.60% | 1.26% |
85.9% of CRTC is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CRTC or SPY?
CRTC has an expense ratio of 0.35% while SPY charges 0.09%. SPY is the cheaper option, by $26 a year on a $10,000 investment.
Which performed better, CRTC or SPY?
Over the past year CRTC returned +13.79% vs +17.51% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CRTC or SPY?
CRTC has been the more volatile fund at 11.9% annualized versus 11.8% for SPY. Worst drawdown: CRTC -19.1% vs SPY -18.8%.
Should I hold both CRTC and SPY?
CRTC and SPY have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between CRTC and SPY?
85.9% of CRTC's money is in holdings SPY also owns. 42.5% of SPY's is in holdings CRTC also owns. They hold 121 positions in common, counted across the 208 positions we hold weights for in CRTC and 504 in SPY.
Which pays a higher dividend, CRTC or SPY?
CRTC yields 0.85% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.
Is SPY better than CRTC?
SPY has a lower expense ratio. SPY led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.94. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 38.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.