CRTC vs VYM
Xtrackers US National Critical Technologies ETF vs Vanguard High Dividend Yield ETF
Which is better, CRTC or VYM?
Large Cap Blend against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 38.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CRTC | VYM |
|---|---|---|
| Expense Ratio | 0.35% | 0.04%Best |
| AUM | $141M | $81.6B |
| Dividend Yield | 0.85% | 2.22% |
| Holdings | 220 | 613 |
| YTD Return | +11.28% | +13.91%Best |
| 1Y Return | +13.79% | +17.57%Best |
| 3Y Return (annualized) | - | +18.12% |
| 5Y Return (annualized) | - | +12.17% |
| Volatility (annualized) | 11.9% | 10.2%Best |
| Max Drawdown | -19.1% | -14.5%Best |
| $10,000 over 2.8 years | $16,657 | $16,735Best |
| Top 10 Weight | 38.5% | 25.9%Best |
| Fund Family | Xtrackers ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Nov 16, 2023 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Nov 16, 2023 to Sep 11, 2026 (2.8 years).
CRTC vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
CRTC vs VYM Performance
Xtrackers US National Critical Technologies ETF (CRTC) is an ETF from Xtrackers ETFs and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year CRTC returned +13.79% while VYM returned +17.57%. Year to date, CRTC is up 11.28% versus a gain of 13.91% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CRTC has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 10.2% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for CRTC and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
CRTC charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, CRTC currently yields 0.85% against 2.22% for VYM.
Holdings Overlap
29.6% of CRTC's money is in holdings VYM also owns. 25.8% of VYM's money is in holdings CRTC also owns.
CRTC and VYM share little of their money.
57 positions in common, counted across the 208 positions we hold weights for in CRTC and 603 in VYM, against full books of 220 and 613.
What only one of them owns
Our book lists 511 positions for VYM that do not appear in our book for CRTC (71.7% of the fund), and 82 for CRTC that do not appear in VYM (59.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CRTC | Weight in VYM | Difference |
|---|---|---|---|
| XOMExxon Mobil Corp. | 2.97% | 2.36% | 0.61% |
| CSCOCisco Systems Inc. - Ordinary Shares | 1.97% | 1.93% | 0.04% |
| ABBVAbbvie Inc. | 1.98% | 1.85% | 0.13% |
| CVXChevron Corp. | 1.78% | 1.28% | 0.50% |
| ORCLOracle Corp. | 1.16% | 1.04% | 0.12% |
| IBMInternational Business Machines Corp. | 0.99% | 1.10% | 0.11% |
| AMGNAmgen Inc. | 1.00% | 0.75% | 0.25% |
| ADIAnalog Devices, Inc. | 0.85% | 0.80% | 0.05% |
| VZVerizon Communications, Inc. | 0.90% | 0.74% | 0.16% |
| NEENextera Energy Inc. | 0.80% | 0.76% | 0.04% |
29.6% of CRTC is already inside VYM.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CRTC or VYM?
CRTC has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option, by $31 a year on a $10,000 investment.
Which performed better, CRTC or VYM?
Over the past year CRTC returned +13.79% vs +17.57% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CRTC or VYM?
CRTC has been the more volatile fund at 11.9% annualized versus 10.2% for VYM. Worst drawdown: CRTC -19.1% vs VYM -14.5%.
Should I hold both CRTC and VYM?
CRTC and VYM have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CRTC and VYM?
29.6% of CRTC's money is in holdings VYM also owns. 25.8% of VYM's is in holdings CRTC also owns. They hold 57 positions in common, counted across the 208 positions we hold weights for in CRTC and 603 in VYM.
Which pays a higher dividend, CRTC or VYM?
CRTC yields 0.85% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than CRTC?
VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 38.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.