CRTC vs VTI
Xtrackers US National Critical Technologies ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CRTC or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.93.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CRTC | VTI |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $141M | $666.9B |
| Dividend Yield | 0.85% | 1.03% |
| Holdings | 220 | 3,543 |
| YTD Return | +11.28% | +12.57%Best |
| 1Y Return | +13.79% | +17.22%Best |
| 3Y Return (annualized) | - | +20.87% |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 11.9%Best | 12.1% |
| Max Drawdown | -19.1%Best | -19.3% |
| $10,000 over 2.8 years | $16,657 | $17,454Best |
| Fund Family | Xtrackers ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Nov 16, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Nov 16, 2023 to Sep 11, 2026 (2.8 years).
CRTC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
CRTC vs VTI Performance
Xtrackers US National Critical Technologies ETF (CRTC) is an ETF from Xtrackers ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CRTC returned +13.79% while VTI returned +17.22%. Year to date, CRTC is up 11.28% versus a gain of 12.57% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.1% compared with 11.9% for CRTC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for CRTC and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
CRTC charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, CRTC currently yields 0.85% against 1.03% for VTI.
Holdings Overlap
At least 87.9% of CRTC's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of CRTC is already inside VTI. Owning both mostly buys the same companies twice.
130 positions in common, counted across the 208 positions we hold weights for in CRTC and 2,787 in VTI, against full books of 220 and 3,543.
Top Shared Holdings
| Stock | Weight in CRTC | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 5.30% | 6.32% | 1.02% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 5.89% | 3.81% | 2.08% |
| AMZNAmazon.Com Inc | 5.25% | 3.17% | 2.08% |
| GOOGLAlphabet A Usd 0.001 | 4.90% | 2.88% | 2.02% |
| AMDAdvanced Micro Devices Inc. | 3.75% | 1.30% | 2.45% |
| METAMeta Platforms, Inc. | 4.60% | 0.00% | 4.60% |
| XOMExxon Mobil Corp. | 2.97% | 0.78% | 2.19% |
| LRCXLam Research Corp | 1.86% | 0.74% | 1.12% |
| ABBVAbbvie Inc. | 1.98% | 0.61% | 1.37% |
| CSCOCisco Systems Inc. - Ordinary Shares | 1.97% | 0.57% | 1.40% |
87.9% of CRTC is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CRTC or VTI?
CRTC has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, CRTC or VTI?
Over the past year CRTC returned +13.79% vs +17.22% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CRTC or VTI?
VTI has been the more volatile fund at 12.1% annualized versus 11.9% for CRTC. Worst drawdown: CRTC -19.1% vs VTI -19.3%.
Should I hold both CRTC and VTI?
CRTC and VTI have a monthly-return correlation of 0.93, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between CRTC and VTI?
At least 87.9% of CRTC's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 130 positions in common, counted across the 208 positions we hold weights for in CRTC and 2,787 in VTI.
Which pays a higher dividend, CRTC or VTI?
CRTC yields 0.85% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than CRTC?
VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.93. Which one suits a particular account depends on what it is for. This is information, not a recommendation.