DCOR vs SCHD
Dimensional US Core Equity 1 ETF vs Schwab US Dividend Equity ETF
Which is better, DCOR or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. DCOR led over 3Y and the full window, SCHD over 1Y. DCOR is less concentrated, with 29.0% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DCOR | SCHD |
|---|---|---|
| Expense Ratio | 0.14% | 0.06%Best |
| AUM | $3.5B | $112.1B |
| Dividend Yield | 0.91% | 3.00% |
| Holdings | 2,404 | 103 |
| YTD Return | +13.31% | +24.23%Best |
| 1Y Return | +18.02% | +27.90%Best |
| 3Y Return (annualized) | +20.02%Best | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 12.5%Best | 13.3% |
| Max Drawdown | -19.1% | -16.1%Best |
| $10,000 over 3 years | $17,220Best | $15,412 |
| Top 10 Weight | 29.0%Best | 41.8% |
| Fund Family | Dimensional | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 12, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 13, 2023 to Sep 17, 2026 (3 years).
DCOR vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
DCOR vs SCHD Performance
Dimensional US Core Equity 1 ETF (DCOR) is an ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DCOR returned +18.02% while SCHD returned +27.90%. Year to date, DCOR is up 13.31% versus a gain of 24.23% for SCHD.
Over three years, DCOR compounded at +20.02% per year against +15.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 12.5% for DCOR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for DCOR and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.
Fees and Cost Over Time
DCOR charges 0.14% per year while SCHD charges 0.06%. On a $10,000 position that is $14 vs $6 annually, a gap of $8 per year that compounds over a long holding period. On income, DCOR currently yields 0.91% against 3.00% for SCHD.
Holdings Overlap
8.7% of DCOR's money is in holdings SCHD also owns. 96.8% of SCHD's money is in holdings DCOR also owns.
Most of SCHD is already inside DCOR. Owning both mostly buys the same companies twice.
92 positions in common, counted across the 2,377 positions we hold weights for in DCOR and 100 in SCHD, against full books of 2,404 and 103.
What only one of them owns
Our book lists 8 positions for SCHD that do not appear in our book for DCOR (3.2% of the fund), and 1,229 for DCOR that do not appear in SCHD (88.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DCOR | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.55% | 4.77% | 4.22% |
| AMGNAmgen Inc. | 0.34% | 4.70% | 4.36% |
| ABTAbbott Laboratories | 0.17% | 4.69% | 4.52% |
| KOCoca Cola Co. | 0.41% | 4.17% | 3.76% |
| CVXChevron Corp | 0.51% | 4.02% | 3.51% |
| VZVerizon Communic | 0.44% | 3.97% | 3.53% |
| HDHome Depot Inc/The | 0.49% | 3.88% | 3.39% |
| COPConocophillips Common Stock USD 0.01 | 0.34% | 3.94% | 3.60% |
| PGProcter & Gamble Company | 0.44% | 3.83% | 3.39% |
| UNHUnitedhealth Group Incorporated | 0.35% | 3.82% | 3.47% |
96.8% of SCHD is already inside DCOR.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DCOR or SCHD?
DCOR has an expense ratio of 0.14% while SCHD charges 0.06%. SCHD is the cheaper option, by $8 a year on a $10,000 investment.
Which performed better, DCOR or SCHD?
Over the past year DCOR returned +18.02% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DCOR or SCHD?
SCHD has been the more volatile fund at 13.3% annualized versus 12.5% for DCOR. Worst drawdown: DCOR -19.1% vs SCHD -16.1%.
Should I hold both DCOR and SCHD?
DCOR and SCHD have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between DCOR and SCHD?
96.8% of SCHD's money is in holdings DCOR also owns. 96.8% of SCHD's is in holdings DCOR also owns. They hold 92 positions in common, counted across the 2,377 positions we hold weights for in DCOR and 100 in SCHD.
Which pays a higher dividend, DCOR or SCHD?
DCOR yields 0.91% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DCOR?
SCHD has a lower expense ratio. DCOR led over 3Y and the full window, SCHD over 1Y. DCOR is less concentrated, with 29.0% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.