DCOR vs VTI
Dimensional US Core Equity 1 ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, DCOR or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. DCOR led over 1Y, VTI over 3Y and the full window. The two have moved almost in lockstep, correlation 0.98. DCOR is less concentrated, with 29.0% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DCOR | VTI |
|---|---|---|
| Expense Ratio | 0.14% | 0.03%Best |
| AUM | $3.5B | $666.9B |
| Dividend Yield | 0.91% | 1.03% |
| Holdings | 2,404 | 3,543 |
| YTD Return | +13.31%Best | +12.28% |
| 1Y Return | +18.02%Best | +16.78% |
| 3Y Return (annualized) | +20.02% | +20.89%Best |
| 5Y Return (annualized) | - | +11.94% |
| Volatility (annualized) | 12.5%Best | 12.8% |
| Max Drawdown | -19.1%Best | -19.3% |
| $10,000 over 3 years | $17,220 | $17,567Best |
| Top 10 Weight | 29.0%Best | 33.3% |
| Fund Family | Dimensional | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 12, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 13, 2023 to Sep 17, 2026 (3 years).
DCOR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
DCOR vs VTI Performance
Dimensional US Core Equity 1 ETF (DCOR) is an ETF from Dimensional and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year DCOR returned +18.02% while VTI returned +16.78%. Year to date, DCOR is up 13.31% versus a gain of 12.28% for VTI.
Over three years, DCOR compounded at +20.02% per year against +20.89% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 12.5% for DCOR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for DCOR and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DCOR charges 0.14% per year while VTI charges 0.03%. On a $10,000 position that is $14 vs $3 annually, a gap of $11 per year that compounds over a long holding period. On income, DCOR currently yields 0.91% against 1.03% for VTI.
Holdings Overlap
97.6% of DCOR's money is in holdings VTI also owns. 94.2% of VTI's money is in holdings DCOR also owns.
Most of DCOR is already inside VTI. Owning both mostly buys the same companies twice.
2,256 positions in common, counted across the 2,377 positions we hold weights for in DCOR and 3,463 in VTI, against full books of 2,404 and 3,543.
What only one of them owns
Our book lists 150 positions for VTI that do not appear in our book for DCOR (3.7% of the fund), and 28 for DCOR that do not appear in VTI (0.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DCOR | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.17% | 6.40% | 0.23% |
| AAPLApple, Inc | 5.72% | 6.29% | 0.57% |
| MSFTMicrosoft Corp | 4.52% | 4.79% | 0.27% |
| AMZNAmazon.Com Inc | 3.02% | 3.65% | 0.63% |
| GOOGLAlphabet Inc,class A | 1.97% | 2.90% | 0.93% |
| AVGOBroadcom Inc | 1.60% | 2.56% | 0.96% |
| GOOGAlphabet Inc | 1.55% | 2.31% | 0.76% |
| METAMeta Platforms Inc | 1.85% | 1.70% | 0.15% |
| JPMJpmorgan Chase | 1.39% | 1.31% | 0.08% |
| MUMicron Technology, Inc. | 1.19% | 1.29% | 0.10% |
97.6% of DCOR is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DCOR or VTI?
DCOR has an expense ratio of 0.14% while VTI charges 0.03%. VTI is the cheaper option, by $11 a year on a $10,000 investment.
Which performed better, DCOR or VTI?
Over the past year DCOR returned +18.02% vs +16.78% for VTI, so DCOR leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DCOR or VTI?
VTI has been the more volatile fund at 12.8% annualized versus 12.5% for DCOR. Worst drawdown: DCOR -19.1% vs VTI -19.3%.
Should I hold both DCOR and VTI?
DCOR and VTI have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between DCOR and VTI?
97.6% of DCOR's money is in holdings VTI also owns. 94.2% of VTI's is in holdings DCOR also owns. They hold 2,256 positions in common, counted across the 2,377 positions we hold weights for in DCOR and 3,463 in VTI.
Which pays a higher dividend, DCOR or VTI?
DCOR yields 0.91% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than DCOR?
VTI has a lower expense ratio. DCOR led over 1Y, VTI over 3Y and the full window. The two have moved almost in lockstep, correlation 0.98. DCOR is less concentrated, with 29.0% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.