DDDD vs VTI

DDDD vs VTI

Which is better, DDDD or VTI?

Option Writing against Large Cap Blend.

VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 41.7%.

Lower Fees: VTILess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDDDDVTI
Expense Ratio1.01%0.03%Best
AUM$8M$666.9B
Dividend Yield1.48%1.03%
Holdings2643,543
YTD Return+8.73%+12.30%Best
1Y Return-+16.08%
3Y Return (annualized)-+21.01%
5Y Return (annualized)-+12.36%
Top 10 Weight41.7%33.3%Best
Fund FamilyYieldMax ETFVanguard (US)
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionMar 11, 2026May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

DDDD vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

DDDD vs VTI Performance

YieldMax US Stocks Target Double Distribution ETF (DDDD) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, DDDD is up 8.73% versus a gain of 12.30% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

DDDD charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, DDDD currently yields 1.48% against 1.03% for VTI.

Holdings Overlap

DDDD already in VTI98.3%
VTI already in DDDD7.2%

98.3% of DDDD's money is in holdings VTI also owns. 7.2% of VTI's money is in holdings DDDD also owns.

Most of DDDD is already inside VTI. Owning both mostly buys the same companies twice.

95 positions in common, counted across the 100 positions we hold weights for in DDDD and 3,463 in VTI, against full books of 264 and 3,543.

What only one of them owns

Our book lists 1,086 positions for VTI that do not appear in our book for DDDD (90.2% of the fund), and 4 for DDDD that do not appear in VTI (1.1%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in DDDDWeight in VTIDifference
MRKMerck & Company Inc4.76%0.45%4.31%
AMGNAmgen Inc.4.69%0.29%4.40%
ABTAbbott Laboratories4.68%0.26%4.42%
KOCoca Cola Co.4.16%0.42%3.74%
CVXChevron Corp4.01%0.52%3.49%
UNHUnitedhealth Group Incorporated3.81%0.52%3.29%
HDHome Depot Inc/The3.86%0.46%3.40%
PGProcter & Gamble Company3.82%0.47%3.35%
VZVerizon Communic3.96%0.24%3.72%
COPConocophillips Common Stock USD 0.013.93%0.20%3.73%

98.3% of DDDD is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

DDDDVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, DDDD or VTI?

DDDD has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option, by $98 a year on a $10,000 investment.

What is the holdings overlap between DDDD and VTI?

98.3% of DDDD's money is in holdings VTI also owns. 7.2% of VTI's is in holdings DDDD also owns. They hold 95 positions in common, counted across the 100 positions we hold weights for in DDDD and 3,463 in VTI.

Which pays a higher dividend, DDDD or VTI?

DDDD yields 1.48% while VTI yields 1.03%, so DDDD currently pays the higher dividend yield.

Is VTI better than DDDD?

VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 41.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.