DDDD vs SCHD

Quick Verdict

SCHD has a lower expense ratio.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: Tied

Side-by-Side Comparison

MetricDDDDSCHDWinner
Expense Ratio1.01%0.06%
AUM$6M$103.7B
Dividend Yield0.00%3.31%
Holdings172104
YTD Return+9.74%+24.26%
1Y Return-+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)-13.6%
Max Drawdown-3.0%-33.4%
Fund FamilyYieldMax ETFCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionMar 11, 2026Oct 20, 2011

DDDD vs SCHD Performance

YieldMax US Stocks Target Double Distribution ETF (DDDD) is a ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, DDDD is up 9.74% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.0% for DDDD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

DDDD charges 1.01% per year while SCHD charges 0.06%. On a $10,000 position that is $101 vs $6 annually, a gap of $95 per year that compounds over a long holding period. On income, DDDD currently yields 0.00% against 3.31% for SCHD.

Holdings Overlap

97.1%overlap

DDDD and SCHD share 98 holdings out of 102 unique holdings combined, representing a 97.1% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in DDDDWeight in SCHDDifference
UNH4.47%4.54%0.07%
ABT4.33%4.49%0.16%
MRK4.35%4.32%0.03%
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Frequently Asked Questions

Which is cheaper, DDDD or SCHD?

DDDD has an expense ratio of 1.01% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $95 per year of difference.

What is the holdings overlap between DDDD and SCHD?

DDDD and SCHD share 98 common holdings with a 97.1% weight overlap. Combined, they hold 102 unique securities.

Which pays a higher dividend, DDDD or SCHD?

DDDD yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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