DDDD vs SCHD
YieldMax US Stocks Target Double Distribution ETF vs Schwab US Dividend Equity ETF
Which is better, DDDD or SCHD?
Option Writing against Large Cap Value.
SCHD has a lower expense ratio. DDDD is less concentrated, with 41.7% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DDDD | SCHD |
|---|---|---|
| Expense Ratio | 1.01% | 0.06%Best |
| AUM | $8M | $112.1B |
| Dividend Yield | 1.48% | 3.00% |
| Holdings | 264 | 103 |
| YTD Return | +9.78% | +24.23%Best |
| 1Y Return | - | +27.90% |
| 3Y Return (annualized) | - | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Top 10 Weight | 41.7%Best | 41.8% |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Mar 11, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
DDDD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
DDDD vs SCHD Performance
YieldMax US Stocks Target Double Distribution ETF (DDDD) is an ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, DDDD is up 9.78% versus a gain of 24.23% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
DDDD charges 1.01% per year while SCHD charges 0.06%. On a $10,000 position that is $101 vs $6 annually, a gap of $95 per year that compounds over a long holding period. On income, DDDD currently yields 1.48% against 3.00% for SCHD.
Holdings Overlap
98.7% of DDDD's money is in holdings SCHD also owns. 99.0% of SCHD's money is in holdings DDDD also owns.
Most of SCHD is already inside DDDD. Owning both mostly buys the same companies twice.
98 positions in common, counted across the 100 positions we hold weights for in DDDD and 100 in SCHD, against full books of 264 and 103.
What only one of them owns
Our book lists 2 positions for SCHD that do not appear in our book for DDDD (1.0% of the fund), and 1 for DDDD that do not appear in SCHD (0.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DDDD | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 4.76% | 4.77% | 0.01% |
| AMGNAmgen Inc. | 4.69% | 4.70% | 0.01% |
| ABTAbbott Laboratories | 4.68% | 4.69% | 0.01% |
| KOCoca Cola Co. | 4.16% | 4.17% | 0.01% |
| CVXChevron Corp | 4.01% | 4.02% | 0.01% |
| VZVerizon Communic | 3.96% | 3.97% | 0.01% |
| COPConocophillips Common Stock USD 0.01 | 3.93% | 3.94% | 0.01% |
| HDHome Depot Inc/The | 3.86% | 3.88% | 0.02% |
| PGProcter & Gamble Company | 3.82% | 3.83% | 0.01% |
| UNHUnitedhealth Group Incorporated | 3.81% | 3.82% | 0.01% |
99.0% of SCHD is already inside DDDD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DDDD or SCHD?
DDDD has an expense ratio of 1.01% while SCHD charges 0.06%. SCHD is the cheaper option, by $95 a year on a $10,000 investment.
What is the holdings overlap between DDDD and SCHD?
99.0% of SCHD's money is in holdings DDDD also owns. 99.0% of SCHD's is in holdings DDDD also owns. They hold 98 positions in common, counted across the 100 positions we hold weights for in DDDD and 100 in SCHD.
Which pays a higher dividend, DDDD or SCHD?
DDDD yields 1.48% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DDDD?
SCHD has a lower expense ratio. DDDD is less concentrated, with 41.7% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.