DDDD vs SPY
YieldMax US Stocks Target Double Distribution ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, DDDD or SPY?
Option Writing against Large Cap Blend.
SPY has a lower expense ratio. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 41.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DDDD | SPY |
|---|---|---|
| Expense Ratio | 1.01% | 0.09%Best |
| AUM | $8M | $804.7B |
| Dividend Yield | 1.48% | 0.98% |
| Holdings | 264 | 505 |
| YTD Return | +9.78% | +12.22%Best |
| 1Y Return | - | +16.97% |
| 3Y Return (annualized) | - | +21.16% |
| 5Y Return (annualized) | - | +13.00% |
| Top 10 Weight | 41.7% | 37.8%Best |
| Fund Family | YieldMax ETF | State Street Investment Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Mar 11, 2026 | Jan 22, 1993 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
DDDD vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
DDDD vs SPY Performance
YieldMax US Stocks Target Double Distribution ETF (DDDD) is an ETF from YieldMax ETF and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, DDDD is up 9.78% versus a gain of 12.22% for SPY.
Past performance does not guarantee future results.
Fees and Cost Over Time
DDDD charges 1.01% per year while SPY charges 0.09%. On a $10,000 position that is $101 vs $9 annually, a gap of $92 per year that compounds over a long holding period. On income, DDDD currently yields 1.48% against 0.98% for SPY.
Holdings Overlap
90.8% of DDDD's money is in holdings SPY also owns. 7.8% of SPY's money is in holdings DDDD also owns.
Most of DDDD is already inside SPY. Owning both mostly buys the same companies twice.
44 positions in common, counted across the 100 positions we hold weights for in DDDD and 504 in SPY, against full books of 264 and 505.
What only one of them owns
Our book lists 453 positions for SPY that do not appear in our book for DDDD (91.5% of the fund), and 54 for DDDD that do not appear in SPY (8.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DDDD | Weight in SPY | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 4.76% | 0.56% | 4.20% |
| AMGNAmgen Inc. | 4.69% | 0.36% | 4.33% |
| ABTAbbott Laboratories | 4.68% | 0.29% | 4.39% |
| KOCoca Cola Co. | 4.16% | 0.52% | 3.64% |
| CVXChevron Corp | 4.01% | 0.60% | 3.41% |
| UNHUnitedhealth Group Incorporated | 3.81% | 0.55% | 3.26% |
| HDHome Depot Inc/The | 3.86% | 0.48% | 3.38% |
| PGProcter & Gamble Company | 3.82% | 0.52% | 3.30% |
| VZVerizon Communic | 3.96% | 0.32% | 3.64% |
| COPConocophillips Common Stock USD 0.01 | 3.93% | 0.25% | 3.68% |
90.8% of DDDD is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DDDD or SPY?
DDDD has an expense ratio of 1.01% while SPY charges 0.09%. SPY is the cheaper option, by $92 a year on a $10,000 investment.
What is the holdings overlap between DDDD and SPY?
90.8% of DDDD's money is in holdings SPY also owns. 7.8% of SPY's is in holdings DDDD also owns. They hold 44 positions in common, counted across the 100 positions we hold weights for in DDDD and 504 in SPY.
Which pays a higher dividend, DDDD or SPY?
DDDD yields 1.48% while SPY yields 0.98%, so DDDD currently pays the higher dividend yield.
Is SPY better than DDDD?
SPY has a lower expense ratio. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 41.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.