DDDD vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricDDDDSPYWinner
Expense Ratio1.01%0.09%
AUM$6M$789.1B
Dividend Yield0.00%1.01%
Holdings172505
YTD Return+11.04%+13.39%
1Y Return-+22.52%
3Y Return (annualized)-+21.36%
5Y Return (annualized)-+13.19%
Volatility (annualized)-15.3%
Max Drawdown-3.0%-56.5%
Fund FamilyYieldMax ETFState Street Investment Management
CategoryAlternativeEquity
InceptionMar 11, 2026Jan 22, 1993

DDDD vs SPY Performance

YieldMax US Stocks Target Double Distribution ETF (DDDD) is a ETF from YieldMax ETF and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, DDDD is up 11.04% versus a gain of 13.39% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.0% for DDDD and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

DDDD charges 1.01% per year while SPY charges 0.09%. On a $10,000 position that is $101 vs $9 annually, a gap of $92 per year that compounds over a long holding period. On income, DDDD currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

7.7%overlap

DDDD and SPY share 45 holdings out of 558 unique holdings combined, representing a 7.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DDDDWeight in SPYDifference
UNH4.47%0.59%3.88%
MRK4.35%0.48%3.87%
HD4.25%0.54%3.71%
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Frequently Asked Questions

Which is cheaper, DDDD or SPY?

DDDD has an expense ratio of 1.01% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

What is the holdings overlap between DDDD and SPY?

DDDD and SPY share 45 common holdings with a 7.7% weight overlap. Combined, they hold 558 unique securities.

Which pays a higher dividend, DDDD or SPY?

DDDD yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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