DFUV vs SCHD
Dimensional US Marketwide Value ETF vs Schwab US Dividend Equity ETF
Which is better, DFUV or SCHD?
DFUV has been ahead.
SCHD has a lower expense ratio. DFUV led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.91. DFUV is less concentrated, with 25.7% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DFUV | SCHD |
|---|---|---|
| Expense Ratio | 0.21% | 0.06%Best |
| AUM | $15.8B | $112.1B |
| Dividend Yield | 1.30% | 3.00% |
| Holdings | 1,335 | 103 |
| YTD Return | +21.84% | +25.07%Best |
| 1Y Return | +29.12%Best | +27.61% |
| 3Y Return (annualized) | +19.60%Best | +15.74% |
| 5Y Return (annualized) | - | +9.89% |
| Volatility (annualized) | 16.1% | 15.0%Best |
| Max Drawdown | -17.6% | -16.1%Best |
| $10,000 over 4.3 years | $18,171Best | $15,676 |
| Top 10 Weight | 25.7%Best | 41.8% |
| Fund Family | Dimensional | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | May 31, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 4.3 years row, are measured over the window both funds cover: May 9, 2022 to Sep 11, 2026 (4.3 years).
DFUV vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.3 years both funds cover.
DFUV vs SCHD Performance
Dimensional US Marketwide Value ETF (DFUV) is an ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DFUV returned +29.12% while SCHD returned +27.61%. Year to date, DFUV is up 21.84% versus a gain of 25.07% for SCHD.
Over three years, DFUV compounded at +19.60% per year against +15.74% for SCHD. Across the full 4-year window we track, DFUV has the edge at +14.90% annualized vs +11.02%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DFUV has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 15.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.6% for DFUV and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DFUV charges 0.21% per year while SCHD charges 0.06%. On a $10,000 position that is $21 vs $6 annually, a gap of $15 per year that compounds over a long holding period. On income, DFUV currently yields 1.30% against 3.00% for SCHD.
Holdings Overlap
12.8% of DFUV's money is in holdings SCHD also owns. 62.6% of SCHD's money is in holdings DFUV also owns.
The two portfolios partly overlap.
67 positions in common, counted across the 1,329 positions we hold weights for in DFUV and 100 in SCHD, against full books of 1,335 and 103.
What only one of them owns
Our book lists 33 positions for SCHD that do not appear in our book for DFUV (37.4% of the fund), and 792 for DFUV that do not appear in SCHD (84.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DFUV | Weight in SCHD | Difference |
|---|---|---|---|
| CVXChevron Corp. | 1.86% | 4.02% | 2.16% |
| MRKMerck & Co. Inc. | 0.80% | 4.77% | 3.97% |
| ABTAbbott Laboratories | 0.71% | 4.69% | 3.98% |
| UNHUnitedhealth Group Inc. | 1.39% | 3.82% | 2.43% |
| VZVerizon Communications, Inc. | 1.14% | 3.97% | 2.83% |
| COPConocophillips Co | 0.77% | 3.94% | 3.17% |
| PGProcter & Gamble Company | 0.47% | 3.83% | 3.36% |
| BMYBristol-Myers Squibb Co. | 0.69% | 3.33% | 2.64% |
| ACNAccenture Plc | 0.12% | 2.84% | 2.72% |
| CMCSAComcast Corp. Class A | 0.46% | 2.31% | 1.85% |
62.6% of SCHD is already inside DFUV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DFUV or SCHD?
DFUV has an expense ratio of 0.21% while SCHD charges 0.06%. SCHD is the cheaper option, by $15 a year on a $10,000 investment.
Which performed better, DFUV or SCHD?
Over the past year DFUV returned +29.12% vs +27.61% for SCHD, so DFUV leads on 1-year performance. Over the longest common window we track (4 years), DFUV annualized +14.90% vs +11.02% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DFUV or SCHD?
DFUV has been the more volatile fund at 16.1% annualized versus 15.0% for SCHD. Worst drawdown: DFUV -17.6% vs SCHD -16.1%.
Should I hold both DFUV and SCHD?
DFUV and SCHD have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between DFUV and SCHD?
62.6% of SCHD's money is in holdings DFUV also owns. 62.6% of SCHD's is in holdings DFUV also owns. They hold 67 positions in common, counted across the 1,329 positions we hold weights for in DFUV and 100 in SCHD.
Which pays a higher dividend, DFUV or SCHD?
DFUV yields 1.30% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DFUV?
SCHD has a lower expense ratio. DFUV led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.91. DFUV is less concentrated, with 25.7% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.