DGRO vs QQQ

DGRO vs QQQ
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Quick Verdict

DGRO has a lower expense ratio. QQQ delivered stronger 1-year returns. DGRO offers more diversification with 397 holdings.

Lower Fees: DGROHigher Returns: QQQMore Diversified: DGRO

Side-by-Side Comparison

MetricDGROQQQWinner
Expense Ratio0.08%0.18%
AUM$43.9B$496.3B
Dividend Yield1.89%0.44%
Holdings397108
YTD Return+15.09%+16.64%
1Y Return+22.96%+27.27%
3Y Return (annualized)+18.54%+25.96%
5Y Return (annualized)+11.04%+14.54%
Volatility (annualized)13.7%30.6%
Max Drawdown-35.1%-83.0%
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryEquityEquity
InceptionJun 10, 2014Mar 10, 1999

DGRO vs QQQ Performance

iShares Core Dividend Growth ETF (DGRO) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year DGRO returned +22.96% while QQQ returned +27.27%. Year to date, DGRO is up 15.09% versus a gain of 16.64% for QQQ.

Over three years, DGRO compounded at +18.54% per year against +25.96% for QQQ; over five years the annualized figures are +11.04% and +14.54% respectively. Across the full 12-year window we track, QQQ has the edge at +13.03% annualized vs +11.21%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 13.7% for DGRO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.1% for DGRO and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DGRO charges 0.08% per year while QQQ charges 0.18%. On a $10,000 position that is $8 vs $18 annually, a gap of $10 per year that compounds over a long holding period. On income, DGRO currently yields 1.89% against 0.44% for QQQ.

Holdings Overlap

20.2%overlap

DGRO and QQQ share 33 holdings out of 449 unique holdings combined, representing a 20.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DGROWeight in QQQDifference
AAPL2.93%7.27%4.34%
MSFT2.72%5.76%3.04%
AVGO2.48%3.16%0.68%
CSCOProProPro
WMTProProPro
PEPProProPro
COSTProProPro
AMATProProPro
AMGNProProPro
LRCXProProPro
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Frequently Asked Questions

Which is cheaper, DGRO or QQQ?

DGRO has an expense ratio of 0.08% while QQQ charges 0.18%. DGRO is the cheaper option. On a $10,000 investment, that is $10 per year of difference.

Which performed better, DGRO or QQQ?

Over the past year DGRO returned +22.96% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (12 years), DGRO annualized +11.21% vs +13.03% for QQQ. Past performance does not guarantee future results.

Which is riskier, DGRO or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 13.7% for DGRO. Worst drawdown: DGRO -35.1% vs QQQ -83.0%.

Should I hold both DGRO and QQQ?

DGRO and QQQ have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DGRO and QQQ?

DGRO and QQQ share 33 common holdings with a 20.2% weight overlap. Combined, they hold 449 unique securities.

Which pays a higher dividend, DGRO or QQQ?

DGRO yields 1.89% while QQQ yields 0.44%, so DGRO currently pays the higher dividend yield.

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