DSTL vs SPY

Quick Verdict

SPY has a lower expense ratio. DSTL delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: DSTLMore Diversified: SPY

Side-by-Side Comparison

MetricDSTLSPYWinner
Expense Ratio0.39%0.09%
AUM$2.0B$789.1B
Dividend Yield1.25%1.01%
Holdings102505
YTD Return+15.54%+13.68%
1Y Return+22.82%+21.53%
3Y Return (annualized)+14.81%+21.44%
5Y Return (annualized)+11.16%+13.18%
Volatility (annualized)17.1%15.3%
Max Drawdown-33.1%-56.5%
Fund FamilyDistillate Capital EtfsState Street Investment Management
CategoryEquityEquity
InceptionOct 23, 2018Jan 22, 1993

DSTL vs SPY Performance

Distillate US Fundamental Stability & Value ETF (DSTL) is a ETF from Distillate Capital Etfs and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year DSTL returned +22.82% while SPY returned +21.53%. Year to date, DSTL is up 15.54% versus a gain of 13.68% for SPY.

Over three years, DSTL compounded at +14.81% per year against +21.44% for SPY; over five years the annualized figures are +11.16% and +13.18% respectively. Across the full 8-year window we track, DSTL has the edge at +15.01% annualized vs +8.85%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DSTL has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.1% for DSTL and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DSTL charges 0.39% per year while SPY charges 0.09%. On a $10,000 position that is $39 vs $9 annually, a gap of $30 per year that compounds over a long holding period. On income, DSTL currently yields 1.25% against 1.01% for SPY.

Holdings Overlap

6.9%overlap

DSTL and SPY share 72 holdings out of 531 unique holdings combined, representing a 6.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DSTLWeight in SPYDifference
MRK2.47%0.48%1.99%
ABBV1.93%0.69%1.24%
CRM2.31%0.21%2.10%
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UBERProProPro
MPCProProPro
MOProProPro
BKNGProProPro
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Frequently Asked Questions

Which is cheaper, DSTL or SPY?

DSTL has an expense ratio of 0.39% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

Which performed better, DSTL or SPY?

Over the past year DSTL returned +22.82% vs +21.53% for SPY, so DSTL leads on 1-year performance. Over the longest common window we track (8 years), DSTL annualized +15.01% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, DSTL or SPY?

DSTL has been the more volatile fund at 17.1% annualized versus 15.3% for SPY. Worst drawdown: DSTL -33.1% vs SPY -56.5%.

Should I hold both DSTL and SPY?

DSTL and SPY have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between DSTL and SPY?

DSTL and SPY share 72 common holdings with a 6.9% weight overlap. Combined, they hold 531 unique securities.

Which pays a higher dividend, DSTL or SPY?

DSTL yields 1.25% while SPY yields 1.01%, so DSTL currently pays the higher dividend yield.

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