DSTL vs VTI
Distillate US Fundamental Stability & Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, DSTL or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. DSTL led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.90. DSTL is less concentrated, with 20.1% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DSTL | VTI |
|---|---|---|
| Expense Ratio | 0.39% | 0.03%Best |
| AUM | $2.1B | $666.9B |
| Dividend Yield | 1.06% | 1.03% |
| Holdings | 101 | 3,543 |
| YTD Return | +14.60%Best | +11.06% |
| 1Y Return | +18.41%Best | +15.41% |
| 3Y Return (annualized) | +15.24% | +20.48%Best |
| 5Y Return (annualized) | +11.18% | +11.52%Best |
| Volatility (annualized) | 17.1%Best | 17.2% |
| Max Drawdown | -33.1%Best | -35.0% |
| $10,000 over 5 years | $16,988 | $17,249Best |
| Top 10 Weight | 20.1%Best | 33.3% |
| Fund Family | Distillate Capital Etfs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 23, 2018 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Oct 24, 2018 to Sep 16, 2026 (7.9 years).
DSTL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.9 years both funds cover.
DSTL vs VTI Performance
Distillate US Fundamental Stability & Value ETF (DSTL) is an ETF from Distillate Capital Etfs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year DSTL returned +18.41% while VTI returned +15.41%. Year to date, DSTL is up 14.60% versus a gain of 11.06% for VTI.
Over three years, DSTL compounded at +15.24% per year against +20.48% for VTI; over five years the annualized figures are +11.18% and +11.52% respectively. Across the full 8-year window we track, VTI has the edge at +14.71% annualized vs +14.70%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 17.1% for DSTL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.1% for DSTL and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DSTL charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, DSTL currently yields 1.06% against 1.03% for VTI.
Holdings Overlap
97.9% of DSTL's money is in holdings VTI also owns. 6.8% of VTI's money is in holdings DSTL also owns.
Most of DSTL is already inside VTI. Owning both mostly buys the same companies twice.
96 positions in common, counted across the 100 positions we hold weights for in DSTL and 3,463 in VTI, against full books of 101 and 3,543.
What only one of them owns
Our book lists 1,055 positions for VTI that do not appear in our book for DSTL (90.7% of the fund), and 3 for DSTL that do not appear in VTI (2.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DSTL | Weight in VTI | Difference |
|---|---|---|---|
| CRMSalesforce Inc Crm Us Equity | 3.21% | 0.20% | 3.01% |
| MRKMerck & Company Inc | 2.64% | 0.45% | 2.19% |
| ACNAccenture Plc | 2.34% | 0.14% | 2.20% |
| ABBVAbbvie Inc. | 1.82% | 0.61% | 1.21% |
| CMCSAComcast Corp-class A Cmcsa | 1.98% | 0.12% | 1.86% |
| MPCMarathon Petroleum Corp | 1.89% | 0.13% | 1.76% |
| UBERUber Technologies Inc | 1.62% | 0.20% | 1.42% |
| ADBEAdobe Systems | 1.64% | 0.14% | 1.50% |
| BKNGBooking Holdings, Inc. | 1.49% | 0.21% | 1.28% |
| UNHUnitedhealth Group Incorporated | 1.11% | 0.52% | 0.59% |
97.9% of DSTL is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DSTL or VTI?
DSTL has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option, by $36 a year on a $10,000 investment.
Which performed better, DSTL or VTI?
Over the past year DSTL returned +18.41% vs +15.41% for VTI, so DSTL leads on 1-year performance. Over the longest common window we track (8 years), DSTL annualized +14.70% vs +14.71% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DSTL or VTI?
VTI has been the more volatile fund at 17.2% annualized versus 17.1% for DSTL. Worst drawdown: DSTL -33.1% vs VTI -35.0%.
Should I hold both DSTL and VTI?
DSTL and VTI have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between DSTL and VTI?
97.9% of DSTL's money is in holdings VTI also owns. 6.8% of VTI's is in holdings DSTL also owns. They hold 96 positions in common, counted across the 100 positions we hold weights for in DSTL and 3,463 in VTI.
Which pays a higher dividend, DSTL or VTI?
DSTL yields 1.06% while VTI yields 1.03%, so DSTL currently pays the higher dividend yield.
Is VTI better than DSTL?
VTI has a lower expense ratio. DSTL led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.90. DSTL is less concentrated, with 20.1% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.