DSTL vs SCHD
Distillate US Fundamental Stability & Value ETF vs Schwab US Dividend Equity ETF
Which is better, DSTL or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. DSTL led over 5Y and the full window, SCHD over 1Y and 3Y. The two have moved almost in lockstep, correlation 0.92. DSTL is less concentrated, with 20.1% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DSTL | SCHD |
|---|---|---|
| Expense Ratio | 0.39% | 0.06%Best |
| AUM | $2.1B | $112.1B |
| Dividend Yield | 1.06% | 3.00% |
| Holdings | 101 | 103 |
| YTD Return | +14.60% | +24.04%Best |
| 1Y Return | +18.41% | +27.95%Best |
| 3Y Return (annualized) | +15.24% | +15.51%Best |
| 5Y Return (annualized) | +11.18%Best | +9.80% |
| Volatility (annualized) | 17.1% | 16.5%Best |
| Max Drawdown | -33.1%Best | -33.4% |
| $10,000 over 5 years | $16,988Best | $15,959 |
| Top 10 Weight | 20.1%Best | 41.8% |
| Fund Family | Distillate Capital Etfs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Oct 23, 2018 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 24, 2018 to Sep 16, 2026 (7.9 years).
DSTL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.9 years both funds cover.
DSTL vs SCHD Performance
Distillate US Fundamental Stability & Value ETF (DSTL) is an ETF from Distillate Capital Etfs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DSTL returned +18.41% while SCHD returned +27.95%. Year to date, DSTL is up 14.60% versus a gain of 24.04% for SCHD.
Over three years, DSTL compounded at +15.24% per year against +15.51% for SCHD; over five years the annualized figures are +11.18% and +9.80% respectively. Across the full 8-year window we track, DSTL has the edge at +14.70% annualized vs +12.36%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DSTL has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 16.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.1% for DSTL and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DSTL charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, DSTL currently yields 1.06% against 3.00% for SCHD.
Holdings Overlap
15.3% of DSTL's money is in holdings SCHD also owns. 26.4% of SCHD's money is in holdings DSTL also owns.
SCHD and DSTL share little of their money.
11 positions in common, counted across the 100 positions we hold weights for in DSTL and 100 in SCHD, against full books of 101 and 103.
What only one of them owns
Our book lists 88 positions for SCHD that do not appear in our book for DSTL (73.5% of the fund), and 87 for DSTL that do not appear in SCHD (83.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DSTL | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 2.64% | 4.77% | 2.13% |
| ABTAbbott Laboratories | 1.30% | 4.69% | 3.39% |
| ACNAccenture Plc | 2.34% | 2.84% | 0.50% |
| UNHUnitedhealth Group Incorporated | 1.11% | 3.82% | 2.71% |
| CMCSAComcast Corp-class A Cmcsa | 1.98% | 2.31% | 0.33% |
| ADPAutomatic Data Processing, Inc. | 1.44% | 2.79% | 1.35% |
| MOAltria Group Inc | 1.39% | 2.79% | 1.40% |
| PAYXPaychex, Inc. | 0.84% | 1.00% | 0.16% |
| BRBroadridge Financial Solutions, Inc. | 0.74% | 0.51% | 0.23% |
| BBYBest Buy Co. Inc. | 0.85% | 0.38% | 0.47% |
26.4% of SCHD is already inside DSTL.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DSTL or SCHD?
DSTL has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option, by $33 a year on a $10,000 investment.
Which performed better, DSTL or SCHD?
Over the past year DSTL returned +18.41% vs +27.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), DSTL annualized +14.70% vs +12.36% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DSTL or SCHD?
DSTL has been the more volatile fund at 17.1% annualized versus 16.5% for SCHD. Worst drawdown: DSTL -33.1% vs SCHD -33.4%.
Should I hold both DSTL and SCHD?
DSTL and SCHD have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between DSTL and SCHD?
26.4% of SCHD's money is in holdings DSTL also owns. 26.4% of SCHD's is in holdings DSTL also owns. They hold 11 positions in common, counted across the 100 positions we hold weights for in DSTL and 100 in SCHD.
Which pays a higher dividend, DSTL or SCHD?
DSTL yields 1.06% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DSTL?
SCHD has a lower expense ratio. DSTL led over 5Y and the full window, SCHD over 1Y and 3Y. The two have moved almost in lockstep, correlation 0.92. DSTL is less concentrated, with 20.1% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.