FCUS vs VTI
Pinnacle Focused Opportunities ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FCUS or VTI?
Mid Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. FCUS led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 43.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FCUS | VTI |
|---|---|---|
| Expense Ratio | 0.80% | 0.03%Best |
| AUM | $83M | $666.9B |
| Dividend Yield | 3.69% | 1.03% |
| Holdings | 32 | 3,543 |
| YTD Return | +27.50%Best | +12.43% |
| 1Y Return | +38.92%Best | +15.92% |
| 3Y Return (annualized) | +30.80%Best | +22.42% |
| 5Y Return (annualized) | - | +12.37% |
| Volatility (annualized) | 29.6% | 12.9%Best |
| Max Drawdown | -39.9% | -19.3%Best |
| $10,000 over 3.7 years | $23,724Best | $20,431 |
| Top 10 Weight | 43.4% | 33.3%Best |
| Fund Family | Pinnacle Dynamic Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | Dec 29, 2022 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Dec 30, 2022 to Sep 28, 2026 (3.7 years).
FCUS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.7 years both funds cover.
FCUS vs VTI Performance
Pinnacle Focused Opportunities ETF (FCUS) is an ETF from Pinnacle Dynamic Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FCUS returned +38.92% while VTI returned +15.92%. Year to date, FCUS is up 27.50% versus a gain of 12.43% for VTI.
Over three years, FCUS compounded at +30.80% per year against +22.42% for VTI. Across the full 4-year window we track, FCUS has the edge at +26.30% annualized vs +21.30%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FCUS has been the more volatile fund, with annualized monthly volatility of 29.6% compared with 12.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.9% for FCUS and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FCUS charges 0.80% per year while VTI charges 0.03%. On a $10,000 position that is $80 vs $3 annually, a gap of $77 per year that compounds over a long holding period. On income, FCUS currently yields 3.69% against 1.03% for VTI.
Holdings Overlap
100.0% of FCUS's money is in holdings VTI also owns. 6.0% of VTI's money is in holdings FCUS also owns.
Most of FCUS is already inside VTI. Owning both mostly buys the same companies twice.
40 positions in common, counted across the 41 positions we hold weights for in FCUS and 3,463 in VTI, against full books of 32 and 3,543.
What only one of them owns
Measured across the 41 and 3,463 positions we hold weights for.
VTI holds 1,111 positions FCUS does not, 91.5% of the fund.
Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%
Top Shared Holdings
| Stock | Weight in FCUS | Weight in VTI | Difference |
|---|---|---|---|
| MUMicron Technology, Inc. | 4.33% | 1.29% | 3.04% |
| DELLDell Technologies Inc | 4.85% | 0.16% | 4.69% |
| MPCMarathon Petroleum Corp | 4.33% | 0.13% | 4.20% |
| VLOValero Energy | 4.30% | 0.13% | 4.17% |
| MXLMaxlinear Inc | 4.41% | 0.01% | 4.40% |
| HPEHewlett Packard Enterprise Co | 4.32% | 0.09% | 4.23% |
| DINOHF Sinclair Corp | 4.37% | 0.02% | 4.35% |
| ALABAstera Labs Inc - Common | 4.14% | 0.07% | 4.07% |
| CORTCorcept Therapeutics Incorporated | 4.16% | 0.01% | 4.15% |
| UUnity Software Inc. | 4.15% | 0.02% | 4.13% |
100.0% of FCUS is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FCUS or VTI?
FCUS has an expense ratio of 0.80% while VTI charges 0.03%. VTI is the cheaper option, by $77 a year on a $10,000 investment.
Which performed better, FCUS or VTI?
Over the past year FCUS returned +38.92% vs +15.92% for VTI, so FCUS leads on 1-year performance. Over the longest common window we track (4 years), FCUS annualized +26.30% vs +21.30% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FCUS or VTI?
FCUS has been the more volatile fund at 29.6% annualized versus 12.9% for VTI. Worst drawdown: FCUS -39.9% vs VTI -19.3%.
Should I hold both FCUS and VTI?
FCUS and VTI have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FCUS and VTI?
100.0% of FCUS's money is in holdings VTI also owns. 6.0% of VTI's is in holdings FCUS also owns. They hold 40 positions in common, counted across the 41 positions we hold weights for in FCUS and 3,463 in VTI.
Which pays a higher dividend, FCUS or VTI?
FCUS yields 3.69% while VTI yields 1.03%, so FCUS currently pays the higher dividend yield.
Is VTI better than FCUS?
VTI has a lower expense ratio. FCUS led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 43.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.