FCUS vs VYM
Pinnacle Focused Opportunities ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. FCUS delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | FCUS | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.80% | 0.04% | |
| AUM | $90M | $81.6B | |
| Dividend Yield | 3.77% | 2.24% | |
| Holdings | 32 | 616 | |
| YTD Return | +21.28% | +16.42% | |
| 1Y Return | +50.87% | +24.22% | |
| 3Y Return (annualized) | +27.68% | +19.03% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 29.6% | 14.6% | |
| Max Drawdown | -39.9% | -58.8% | |
| Fund Family | Pinnacle Dynamic Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 29, 2022 | Nov 10, 2006 |
FCUS vs VYM Performance
Pinnacle Focused Opportunities ETF (FCUS) is a ETF from Pinnacle Dynamic Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year FCUS returned +50.87% while VYM returned +24.22%. Year to date, FCUS is up 21.28% versus a gain of 16.42% for VYM.
Over three years, FCUS compounded at +27.68% per year against +19.03% for VYM. Across the full 4-year window we track, FCUS has the edge at +25.55% annualized vs +7.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FCUS has been the more volatile fund, with annualized monthly volatility of 29.6% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.9% for FCUS and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FCUS charges 0.80% per year while VYM charges 0.04%. On a $10,000 position that is $80 vs $4 annually, a gap of $76 per year that compounds over a long holding period. On income, FCUS currently yields 3.77% against 2.24% for VYM.
Holdings Overlap
FCUS and VYM share 6 holdings out of 628 unique holdings combined, representing a 1.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FCUS or VYM?
FCUS has an expense ratio of 0.80% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, FCUS or VYM?
Over the past year FCUS returned +50.87% vs +24.22% for VYM, so FCUS leads on 1-year performance. Over the longest common window we track (4 years), FCUS annualized +25.55% vs +7.10% for VYM. Past performance does not guarantee future results.
Which is riskier, FCUS or VYM?
FCUS has been the more volatile fund at 29.6% annualized versus 14.6% for VYM. Worst drawdown: FCUS -39.9% vs VYM -58.8%.
Should I hold both FCUS and VYM?
FCUS and VYM have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FCUS and VYM?
FCUS and VYM share 6 common holdings with a 1.5% weight overlap. Combined, they hold 628 unique securities.
Which pays a higher dividend, FCUS or VYM?
FCUS yields 3.77% while VYM yields 2.24%, so FCUS currently pays the higher dividend yield.
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