FCUS vs QQQ

FCUS vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. FCUS delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: FCUSMore Diversified: QQQ

Side-by-Side Comparison

MetricFCUSQQQWinner
Expense Ratio0.80%0.18%
AUM$90M$496.3B
Dividend Yield3.77%0.44%
Holdings32108
YTD Return+21.28%+19.52%
1Y Return+50.87%+26.68%
3Y Return (annualized)+27.68%+26.64%
5Y Return (annualized)-+15.36%
Volatility (annualized)29.6%30.6%
Max Drawdown-39.9%-83.0%
Fund FamilyPinnacle Dynamic FundsInvesco (US)
CategoryEquityEquity
InceptionDec 29, 2022Mar 10, 1999

FCUS vs QQQ Performance

Pinnacle Focused Opportunities ETF (FCUS) is a ETF from Pinnacle Dynamic Funds and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year FCUS returned +50.87% while QQQ returned +26.68%. Year to date, FCUS is up 21.28% versus a gain of 19.52% for QQQ.

Over three years, FCUS compounded at +27.68% per year against +26.64% for QQQ. Across the full 4-year window we track, FCUS has the edge at +25.55% annualized vs +13.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 29.6% for FCUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -39.9% for FCUS and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FCUS charges 0.80% per year while QQQ charges 0.18%. On a $10,000 position that is $80 vs $18 annually, a gap of $62 per year that compounds over a long holding period. On income, FCUS currently yields 3.77% against 0.44% for QQQ.

Holdings Overlap

9.2%overlap

FCUS and QQQ share 5 holdings out of 128 unique holdings combined, representing a 9.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FCUSWeight in QQQDifference
MU4.49%4.43%0.06%
INTC3.69%2.23%1.46%
STX4.69%0.83%3.86%
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Frequently Asked Questions

Which is cheaper, FCUS or QQQ?

FCUS has an expense ratio of 0.80% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $62 per year of difference.

Which performed better, FCUS or QQQ?

Over the past year FCUS returned +50.87% vs +26.68% for QQQ, so FCUS leads on 1-year performance. Over the longest common window we track (4 years), FCUS annualized +25.55% vs +13.14% for QQQ. Past performance does not guarantee future results.

Which is riskier, FCUS or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 29.6% for FCUS. Worst drawdown: FCUS -39.9% vs QQQ -83.0%.

Should I hold both FCUS and QQQ?

FCUS and QQQ have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FCUS and QQQ?

FCUS and QQQ share 5 common holdings with a 9.2% weight overlap. Combined, they hold 128 unique securities.

Which pays a higher dividend, FCUS or QQQ?

FCUS yields 3.77% while QQQ yields 0.44%, so FCUS currently pays the higher dividend yield.

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