FILL vs VTI

FILL vs VTI

Which is better, FILL or VTI?

VTI has been ahead.

VTI led over the full window.

Higher Returns (full window): VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFILLVTI
Expense Ratio-0.03%
AUM-$666.9B
Dividend Yield-1.07%
Holdings1853,543
Volatility (annualized)35.9%14.5%Best
Max Drawdown-76.3%-35.0%Best
$10,000 over 13.7 years$16,450$52,584Best
Fund Family-Vanguard (US)
Category-Equity
Style-Large Cap Blend
Inception-May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 311 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. FILL has data through Oct 28, 2025 and VTI through Sep 4, 2026.

Volatility and max drawdown, and the $10,000 over 13.7 years row, are measured over the window both funds cover: Feb 2, 2012 to Oct 28, 2025 (13.7 years).

Risk: Volatility and Drawdowns

FILL has been the more volatile fund, with annualized monthly volatility of 35.9% compared with 14.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -76.3% for FILL and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.

Holdings Overlap

FILL already in VTI50.0%

At least 50.0% of FILL's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

The two portfolios partly overlap.

The two holdings books were reported 303 days apart, FILL as of Aug 31, 2025 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

38 positions in common, counted across the 185 positions we hold weights for in FILL and 2,787 in VTI, against full books of 185 and 3,543.

Top Shared Holdings

StockWeight in FILLWeight in VTIDifference
XOMExxon Mobil Corp.18.30%0.78%17.52%
CVXChevron Corp11.70%0.43%11.27%
COPConocophillips Common Stock USD 0.014.64%0.17%4.47%
EOGEog Resources Inc2.53%0.09%2.44%
MPCMarathon Petroleum Corp2.05%0.10%1.95%
VLOValero Energy1.77%0.11%1.66%
OXYOccidental Petroleum Corp.1.31%0.05%1.26%
EQTEQT Corp.1.14%0.05%1.09%
FANGDiamondback Energy, Inc.1.05%0.05%1.00%
DVNDevon Energy Corporation0.82%0.07%0.75%

50.0% of FILL is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

FILLVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is riskier, FILL or VTI?

FILL has been the more volatile fund at 35.9% annualized versus 14.5% for VTI. Worst drawdown: FILL -76.3% vs VTI -35.0%.

Should I hold both FILL and VTI?

FILL and VTI have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FILL and VTI?

At least 50.0% of FILL's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 38 positions in common, counted across the 185 positions we hold weights for in FILL and 2,787 in VTI.

Is VTI better than FILL?

VTI led over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.