FLCV vs VTI
Federated Hermes MDT Large Cap Value ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. FLCV delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | FLCV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.32% | 0.03% | |
| AUM | $140M | $666.9B | |
| Dividend Yield | 0.70% | 1.07% | |
| Holdings | 127 | 3,543 | |
| YTD Return | +19.39% | +12.23% | |
| 1Y Return | +24.81% | +20.11% | |
| 3Y Return (annualized) | - | +20.52% | |
| 5Y Return (annualized) | - | +11.49% | |
| Volatility (annualized) | 11.3% | 15.3% | |
| Max Drawdown | -15.9% | -56.6% | |
| Fund Family | Federated Hermes | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 30, 2024 | May 24, 2001 |
FLCV vs VTI Performance
Federated Hermes MDT Large Cap Value ETF (FLCV) is a ETF from Federated Hermes and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FLCV returned +24.81% while VTI returned +20.11%. Year to date, FLCV is up 19.39% versus a gain of 12.23% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.3% for FLCV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.9% for FLCV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FLCV charges 0.32% per year while VTI charges 0.03%. On a $10,000 position that is $32 vs $3 annually, a gap of $29 per year that compounds over a long holding period. On income, FLCV currently yields 0.70% against 1.07% for VTI.
Holdings Overlap
FLCV and VTI share 121 holdings out of 2793 unique holdings combined, representing a 29.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FLCV or VTI?
FLCV has an expense ratio of 0.32% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $29 per year of difference.
Which performed better, FLCV or VTI?
Over the past year FLCV returned +24.81% vs +20.11% for VTI, so FLCV leads on 1-year performance. Over the longest common window we track (2 years), FLCV annualized +20.54% vs +8.04% for VTI. Past performance does not guarantee future results.
Which is riskier, FLCV or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 11.3% for FLCV. Worst drawdown: FLCV -15.9% vs VTI -56.6%.
Should I hold both FLCV and VTI?
FLCV and VTI have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FLCV and VTI?
FLCV and VTI share 121 common holdings with a 29.3% weight overlap. Combined, they hold 2793 unique securities.
Which pays a higher dividend, FLCV or VTI?
FLCV yields 0.70% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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