FLCV vs VTI
Federated Hermes MDT Large Cap Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FLCV or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. FLCV led over 1Y and the full window. FLCV is less concentrated, with 30.5% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FLCV | VTI |
|---|---|---|
| Expense Ratio | 0.32% | 0.03%Best |
| AUM | $139M | $666.9B |
| Dividend Yield | 0.69% | 1.03% |
| Holdings | 127 | 3,543 |
| YTD Return | +17.54%Best | +14.05% |
| 1Y Return | +21.22%Best | +16.93% |
| 3Y Return (annualized) | - | +22.65% |
| 5Y Return (annualized) | - | +12.46% |
| Volatility (annualized) | 11.4%Best | 12.4% |
| Max Drawdown | -15.9%Best | -19.3% |
| $10,000 over 2.1 years | $14,425Best | $14,230 |
| Top 10 Weight | 30.5%Best | 33.3% |
| Fund Family | Federated Hermes | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jul 30, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Jul 31, 2024 to Sep 22, 2026 (2.1 years).
FLCV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
FLCV vs VTI Performance
Federated Hermes MDT Large Cap Value ETF (FLCV) is an ETF from Federated Hermes and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FLCV returned +21.22% while VTI returned +16.93%. Year to date, FLCV is up 17.54% versus a gain of 14.05% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 11.4% for FLCV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.9% for FLCV and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FLCV charges 0.32% per year while VTI charges 0.03%. On a $10,000 position that is $32 vs $3 annually, a gap of $29 per year that compounds over a long holding period. On income, FLCV currently yields 0.69% against 1.03% for VTI.
Holdings Overlap
99.5% of FLCV's money is in holdings VTI also owns. 39.3% of VTI's money is in holdings FLCV also owns.
Most of FLCV is already inside VTI. Owning both mostly buys the same companies twice.
125 positions in common, counted across the 126 positions we hold weights for in FLCV and 3,463 in VTI, against full books of 127 and 3,543.
What only one of them owns
Measured across the 126 and 3,463 positions we hold weights for.
VTI holds 1,031 positions FLCV does not, 58.2% of the fund.
Largest: NVDA 6.40%, AVGO 2.56%, GOOG 2.31%, LLY 1.35%, BRK.B 1.28%
Top Shared Holdings
| Stock | Weight in FLCV | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 5.91% | 6.29% | 0.38% |
| AMZNAmazon.Com Inc | 5.68% | 3.65% | 2.03% |
| MSFTMicrosoft Corp | 4.07% | 4.79% | 0.72% |
| ABBVAbbvie Inc. | 2.77% | 0.61% | 2.16% |
| GOOGLAlphabet Inc,class A | 0.26% | 2.90% | 2.64% |
| JPMJpmorgan Chase | 1.84% | 1.31% | 0.53% |
| JNJJohnson & Johnson - Common | 1.99% | 0.86% | 1.13% |
| WMTWalmart, Inc. | 2.04% | 0.68% | 1.36% |
| XOMExxonmobil Holdings Corp Common Stock Usd | 1.57% | 0.89% | 0.68% |
| FIFiserv, Inc. (United States) | 2.16% | 0.04% | 2.12% |
99.5% of FLCV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FLCV or VTI?
FLCV has an expense ratio of 0.32% while VTI charges 0.03%. VTI is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, FLCV or VTI?
Over the past year FLCV returned +21.22% vs +16.93% for VTI, so FLCV leads on 1-year performance. Over the longest common window we track (2 years), FLCV annualized +19.06% vs +18.29% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FLCV or VTI?
VTI has been the more volatile fund at 12.4% annualized versus 11.4% for FLCV. Worst drawdown: FLCV -15.9% vs VTI -19.3%.
Should I hold both FLCV and VTI?
FLCV and VTI have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FLCV and VTI?
99.5% of FLCV's money is in holdings VTI also owns. 39.3% of VTI's is in holdings FLCV also owns. They hold 125 positions in common, counted across the 126 positions we hold weights for in FLCV and 3,463 in VTI.
Which pays a higher dividend, FLCV or VTI?
FLCV yields 0.69% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than FLCV?
VTI has a lower expense ratio. FLCV led over 1Y and the full window. FLCV is less concentrated, with 30.5% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.