FWD vs SPY

FWD vs SPY

Which is better, FWD or SPY?

FWD has been ahead.

SPY has a lower expense ratio. FWD led over 1Y, 3Y and the full window. FWD is less concentrated, with 24.8% of the fund in its ten largest positions against 38.0%.

Lower Fees: SPYHigher Returns: FWDLess Concentrated: FWD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFWDSPY
Expense Ratio0.65%0.09%Best
AUM$3.2B$814.4B
Dividend Yield0.09%1.01%
Holdings125505
YTD Return+19.28%Best+13.78%
1Y Return+38.68%Best+21.44%
3Y Return (annualized)+31.25%Best+21.38%
5Y Return (annualized)-+12.80%
Volatility (annualized)24.0%12.4%Best
Max Drawdown-29.0%-18.8%Best
$10,000 over 3.5 years$26,502Best$20,750
Top 10 Weight24.8%Best38.0%
Fund FamilyAllianceBernstein L.P.State Street Investment Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMar 22, 2023Jan 22, 1993

Volatility and max drawdown, and the $10,000 over 3.5 years row, are measured over the window both funds cover: Mar 22, 2023 to Sep 3, 2026 (3.5 years).

FWD vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.5 years both funds cover.

FWD vs SPY Performance

AB Disruptors ETF (FWD) is an ETF from AllianceBernstein L.P. and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year FWD returned +38.68% while SPY returned +21.44%. Year to date, FWD is up 19.28% versus a gain of 13.78% for SPY.

Over three years, FWD compounded at +31.25% per year against +21.38% for SPY. Across the full 4-year window we track, FWD has the edge at +32.11% annualized vs +23.19%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FWD has been the more volatile fund, with annualized monthly volatility of 24.0% compared with 12.4% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -29.0% for FWD and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FWD charges 0.65% per year while SPY charges 0.09%. On a $10,000 position that is $65 vs $9 annually, a gap of $56 per year that compounds over a long holding period. On income, FWD currently yields 0.09% against 1.01% for SPY.

Holdings Overlap

FWD already in SPY58.5%
SPY already in FWD39.5%

58.5% of FWD's money is in holdings SPY also owns. 39.5% of SPY's money is in holdings FWD also owns.

The two portfolios partly overlap.

55 positions in common, counted across the 106 positions we hold weights for in FWD and 504 in SPY, against full books of 125 and 505.

What only one of them owns

Our book lists 441 positions for SPY that do not appear in our book for FWD (60.0% of the fund), and 23 for FWD that do not appear in SPY (14.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in FWDWeight in SPYDifference
NVDANvidia Corp.4.11%7.71%3.60%
MSFTMicrosoft Corp 4.100 Feb 06 372.74%5.50%2.76%
AMZNAmazon.Com Inc2.75%4.08%1.33%
GOOGLAlphabet Inc.Class A2.49%3.33%0.84%
AVGOBroadcom Inc2.71%2.97%0.26%
AMDAdvanced Micro Devices Inc1.92%1.27%0.65%
AMATApplied Materials, Inc.2.14%0.65%1.49%
LRCXLrcx Uw Equity1.92%0.60%1.32%
LLYEli Lilly & Co.0.90%1.33%0.43%
CATCaterpillar, Inc.1.54%0.61%0.93%

58.5% of FWD is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

FWDSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FWD or SPY?

FWD has an expense ratio of 0.65% while SPY charges 0.09%. SPY is the cheaper option, by $56 a year on a $10,000 investment.

Which performed better, FWD or SPY?

Over the past year FWD returned +38.68% vs +21.44% for SPY, so FWD leads on 1-year performance. Over the longest common window we track (4 years), FWD annualized +32.11% vs +23.19% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FWD or SPY?

FWD has been the more volatile fund at 24.0% annualized versus 12.4% for SPY. Worst drawdown: FWD -29.0% vs SPY -18.8%.

Should I hold both FWD and SPY?

FWD and SPY have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FWD and SPY?

58.5% of FWD's money is in holdings SPY also owns. 39.5% of SPY's is in holdings FWD also owns. They hold 55 positions in common, counted across the 106 positions we hold weights for in FWD and 504 in SPY.

Which pays a higher dividend, FWD or SPY?

FWD yields 0.09% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

Is SPY better than FWD?

SPY has a lower expense ratio. FWD led over 1Y, 3Y and the full window. FWD is less concentrated, with 24.8% of the fund in its ten largest positions against 38.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.