GARA vs SPY
Guinness Atkinson Real Assets Income ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | GARA | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.09% | |
| AUM | $419,914.65 | $789.1B | |
| Dividend Yield | 1.57% | 1.01% | |
| Holdings | 35 | 505 | |
| YTD Return | +10.61% | +14.47% | |
| 1Y Return | - | +21.96% | |
| 3Y Return (annualized) | - | +21.70% | |
| 5Y Return (annualized) | - | +13.30% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -7.9% | -56.5% | |
| Fund Family | Guinness Atkinson Funds | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Dec 22, 2025 | Jan 22, 1993 |
GARA vs SPY Performance
Guinness Atkinson Real Assets Income ETF (GARA) is a ETF from Guinness Atkinson Funds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, GARA is up 10.61% versus a gain of 14.47% for SPY.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -7.9% for GARA and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
GARA charges 0.45% per year while SPY charges 0.09%. On a $10,000 position that is $45 vs $9 annually, a gap of $36 per year that compounds over a long holding period. On income, GARA currently yields 1.57% against 1.01% for SPY.
Holdings Overlap
GARA and SPY share 12 holdings out of 526 unique holdings combined, representing a 1.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GARA or SPY?
GARA has an expense ratio of 0.45% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
What is the holdings overlap between GARA and SPY?
GARA and SPY share 12 common holdings with a 1.3% weight overlap. Combined, they hold 526 unique securities.
Which pays a higher dividend, GARA or SPY?
GARA yields 1.57% while SPY yields 1.01%, so GARA currently pays the higher dividend yield.
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