GARA vs VTI
Guinness Atkinson Real Assets Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GARA or VTI?
VTI costs less.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GARA | VTI |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $410,674.98 | $666.9B |
| Dividend Yield | 1.56% | 1.07% |
| Holdings | 40 | 3,543 |
| YTD Return | +7.99% | +12.95%Best |
| 1Y Return | - | +19.17% |
| 3Y Return (annualized) | - | +20.86% |
| 5Y Return (annualized) | - | +11.72% |
| Fund Family | Guinness Atkinson Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 22, 2025 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
GARA vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
GARA vs VTI Performance
Guinness Atkinson Real Assets Income ETF (GARA) is an ETF from Guinness Atkinson Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, GARA is up 7.99% versus a gain of 12.95% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
GARA charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, GARA currently yields 1.56% against 1.07% for VTI.
Holdings Overlap
At least 38.3% of GARA's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
The two holdings books were reported 49 days apart, GARA as of Aug 18, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
13 positions in common, counted across the 35 positions we hold weights for in GARA and 2,788 in VTI, against full books of 40 and 3,543.
Top Shared Holdings
| Stock | Weight in GARA | Weight in VTI | Difference |
|---|---|---|---|
| WELLWelltower, Inc. | 3.44% | 0.22% | 3.22% |
| EQIXEquinix Inc - Common | 3.43% | 0.14% | 3.29% |
| UNPUnion Pacific Corp | 3.34% | 0.22% | 3.12% |
| VTRVentas, Inc. | 3.37% | 0.06% | 3.31% |
| PLDPrologis Inc | 3.00% | 0.17% | 2.83% |
| DLRDigital Realty Trust Inc. | 2.99% | 0.09% | 2.90% |
| DUKDuke Energy Corp. | 2.81% | 0.14% | 2.67% |
| AMTAmerican Tower Corp | 2.77% | 0.10% | 2.67% |
| AEPAmerican Electric Power Co Inc | 2.71% | 0.10% | 2.61% |
| WTRGEssential Utilities Inc - Common | 2.71% | 0.01% | 2.70% |
38.3% of GARA is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GARA or VTI?
GARA has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
What is the holdings overlap between GARA and VTI?
At least 38.3% of GARA's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 13 positions in common, counted across the 35 positions we hold weights for in GARA and 2,788 in VTI.
Which pays a higher dividend, GARA or VTI?
GARA yields 1.56% while VTI yields 1.07%, so GARA currently pays the higher dividend yield.
Is VTI better than GARA?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.