GOF vs SCHD
Guggenheim Strategic Opportunities Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. GOF offers more diversification with 1,635 holdings.
Side-by-Side Comparison
| Metric | GOF | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 2.44% | 0.06% | |
| AUM | $2.4B | $108.7B | |
| Dividend Yield | 20.95% | 3.13% | |
| Holdings | 1,635 | 104 | |
| YTD Return | -13.70% | +27.67% | |
| 1Y Return | -22.29% | +29.56% | |
| 3Y Return (annualized) | -0.61% | +16.53% | |
| 5Y Return (annualized) | -1.16% | +9.95% | |
| Volatility (annualized) | 16.9% | 13.6% | |
| Max Drawdown | -62.5% | -33.4% | |
| Fund Family | Guggenheim Investments | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Jul 26, 2007 | Oct 20, 2011 |
GOF vs SCHD Performance
Guggenheim Strategic Opportunities Fund (GOF) is a ETF from Guggenheim Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GOF returned -22.29% while SCHD returned +29.56%. Year to date, GOF is down 13.70% versus a gain of 27.67% for SCHD.
Over three years, GOF compounded at -0.61% per year against +16.53% for SCHD; over five years the annualized figures are -1.16% and +9.95% respectively. Across the full 15-year window we track, SCHD has the edge at +11.55% annualized vs +0.34%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GOF has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -62.5% for GOF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GOF charges 2.44% per year while SCHD charges 0.06%. On a $10,000 position that is $244 vs $6 annually, a gap of $238 per year that compounds over a long holding period. On income, GOF currently yields 20.95% against 3.13% for SCHD.
Holdings Overlap
GOF and SCHD share 45 holdings out of 900 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GOF or SCHD?
GOF has an expense ratio of 2.44% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $238 per year of difference.
Which performed better, GOF or SCHD?
Over the past year GOF returned -22.29% vs +29.56% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), GOF annualized +0.34% vs +11.55% for SCHD. Past performance does not guarantee future results.
Which is riskier, GOF or SCHD?
GOF has been the more volatile fund at 16.9% annualized versus 13.6% for SCHD. Worst drawdown: GOF -62.5% vs SCHD -33.4%.
Should I hold both GOF and SCHD?
GOF and SCHD have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GOF and SCHD?
GOF and SCHD share 45 common holdings with a 0.0% weight overlap. Combined, they hold 900 unique securities.
Which pays a higher dividend, GOF or SCHD?
GOF yields 20.95% while SCHD yields 3.13%, so GOF currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.