GPIX vs SPY

GPIX vs SPY

Which is better, GPIX or SPY?

Nearly the same fund. SPY costs less.

SPY has a lower expense ratio. SPY led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.99. GPIX is less concentrated, with 35.7% of the fund in its ten largest positions against 38.0%.

Lower Fees: SPYHigher Returns: SPYLess Concentrated: GPIX

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGPIXSPY
Expense Ratio0.29%0.09%Best
AUM$5.6B$814.4B
Dividend Yield8.17%1.01%
Holdings501505
YTD Return+12.47%+13.34%Best
1Y Return+19.09%+19.97%Best
3Y Return (annualized)-+21.20%
5Y Return (annualized)-+12.81%
Volatility (annualized)10.7%Best12.3%
Max Drawdown-17.5%Best-18.8%
$10,000 over 2.9 years$18,730$19,497Best
Top 10 Weight35.7%Best38.0%
Fund FamilyGoldman Sachs Asset ManagementState Street Investment Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionOct 24, 2023Jan 22, 1993

Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 26, 2023 to Sep 4, 2026 (2.9 years).

GPIX vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.

GPIX vs SPY Performance

Goldman Sachs S&P 500 Premium Income ETF (GPIX) is an ETF from Goldman Sachs Asset Management and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year GPIX returned +19.09% while SPY returned +19.97%. Year to date, GPIX is up 12.47% versus a gain of 13.34% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 12.3% compared with 10.7% for GPIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.5% for GPIX and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

GPIX charges 0.29% per year while SPY charges 0.09%. On a $10,000 position that is $29 vs $9 annually, a gap of $20 per year that compounds over a long holding period. On income, GPIX currently yields 8.17% against 1.01% for SPY.

Holdings Overlap

GPIX already in SPY99.4%
SPY already in GPIX98.4%

99.4% of GPIX's money is in holdings SPY also owns. 98.4% of SPY's money is in holdings GPIX also owns.

Most of GPIX is already inside SPY. Owning both mostly buys the same companies twice.

483 positions in common, counted across the 489 positions we hold weights for in GPIX and 503 in SPY, against full books of 501 and 505.

What only one of them owns

Our book lists 16 positions for SPY that do not appear in our book for GPIX (1.4% of the fund), and 3 for GPIX that do not appear in SPY (1.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in GPIXWeight in SPYDifference
NVDANvidia Corp.7.70%7.71%0.01%
AAPLApple Inc Ord6.45%6.83%0.38%
MSFTMicrosoft Corp 4.100 Feb 06 374.72%5.50%0.78%
AMZNAmazon.Com Inc3.85%4.08%0.23%
GOOGL Alphabet Inc. Class A3.64%3.33%0.31%
AVGOBroadcom Inc2.97%2.97%0.00%
GOOGAlphabet, Inc., Class C1.24%2.67%1.43%
METAMeta Platform Inc 1.82%1.94%0.12%
MUMicron Technology, Inc.1.52%1.51%0.01%
JPMJpmorgan Chase & Co.1.49%1.44%0.05%

99.4% of GPIX is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

GPIXSPY

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Frequently Asked Questions

Which is cheaper, GPIX or SPY?

GPIX has an expense ratio of 0.29% while SPY charges 0.09%. SPY is the cheaper option, by $20 a year on a $10,000 investment.

Which performed better, GPIX or SPY?

Over the past year GPIX returned +19.09% vs +19.97% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GPIX or SPY?

SPY has been the more volatile fund at 12.3% annualized versus 10.7% for GPIX. Worst drawdown: GPIX -17.5% vs SPY -18.8%.

Should I hold both GPIX and SPY?

GPIX and SPY have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between GPIX and SPY?

99.4% of GPIX's money is in holdings SPY also owns. 98.4% of SPY's is in holdings GPIX also owns. They hold 483 positions in common, counted across the 489 positions we hold weights for in GPIX and 503 in SPY.

Which pays a higher dividend, GPIX or SPY?

GPIX yields 8.17% while SPY yields 1.01%, so GPIX currently pays the higher dividend yield.

Is SPY better than GPIX?

SPY has a lower expense ratio. SPY led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.99. GPIX is less concentrated, with 35.7% of the fund in its ten largest positions against 38.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.