GPIX vs VTI

GPIX vs VTI

Which is better, GPIX or VTI?

Nearly the same fund. VTI costs less.

VTI has a lower expense ratio. GPIX led over 1Y and 3Y, VTI over the full window. The two have moved almost in lockstep, correlation 0.99.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGPIXVTI
Expense Ratio0.29%0.03%Best
AUM$5.5B$666.9B
Dividend Yield8.05%1.03%
Holdings5013,543
YTD Return+12.15%+12.57%Best
1Y Return+17.53%Best+17.22%
3Y Return (annualized)+23.68%Best+20.87%
5Y Return (annualized)-+11.86%
Volatility (annualized)10.7%Best12.8%
Max Drawdown-17.5%Best-19.3%
$10,000 over 2.9 years$18,521$19,193Best
Fund FamilyGoldman Sachs Asset ManagementVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionOct 24, 2023May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 26, 2023 to Sep 11, 2026 (2.9 years).

GPIX vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.

GPIX vs VTI Performance

Goldman Sachs S&P 500 Premium Income ETF (GPIX) is an ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GPIX returned +17.53% while VTI returned +17.22%. Year to date, GPIX is up 12.15% versus a gain of 12.57% for VTI.

Over three years, GPIX compounded at +23.68% per year against +20.87% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 10.7% for GPIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.5% for GPIX and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

GPIX charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, GPIX currently yields 8.05% against 1.03% for VTI.

Holdings Overlap

GPIX already in VTI98.1%

At least 98.1% of GPIX's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of GPIX is already inside VTI. Owning both mostly buys the same companies twice.

451 positions in common, counted across the 490 positions we hold weights for in GPIX and 2,787 in VTI, against full books of 501 and 3,543.

Top Shared Holdings

StockWeight in GPIXWeight in VTIDifference
NVDANvidia Corp.7.70%6.32%1.38%
AAPLApple, Inc6.45%5.84%0.61%
MSFTMicrosoft Corp 4.100 Feb 06 374.72%3.81%0.91%
AMZNAmazon.Com Inc3.85%3.17%0.68%
GOOGLAlphabet A Usd 0.0013.64%2.88%0.76%
AVGOBroadcom Inc2.97%2.46%0.51%
GOOGAlphabet Inc1.24%2.27%1.03%
MUMicron Technology, Inc.1.52%1.79%0.27%
LLYEli Lilly & Co.1.50%1.40%0.10%
TSLATesla Inc1.18%1.63%0.45%

98.1% of GPIX is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

GPIXVTI

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Frequently Asked Questions

Which is cheaper, GPIX or VTI?

GPIX has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option, by $26 a year on a $10,000 investment.

Which performed better, GPIX or VTI?

Over the past year GPIX returned +17.53% vs +17.22% for VTI, so GPIX leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GPIX or VTI?

VTI has been the more volatile fund at 12.8% annualized versus 10.7% for GPIX. Worst drawdown: GPIX -17.5% vs VTI -19.3%.

Should I hold both GPIX and VTI?

GPIX and VTI have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between GPIX and VTI?

At least 98.1% of GPIX's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 451 positions in common, counted across the 490 positions we hold weights for in GPIX and 2,787 in VTI.

Which pays a higher dividend, GPIX or VTI?

GPIX yields 8.05% while VTI yields 1.03%, so GPIX currently pays the higher dividend yield.

Is VTI better than GPIX?

VTI has a lower expense ratio. GPIX led over 1Y and 3Y, VTI over the full window. The two have moved almost in lockstep, correlation 0.99. Which one suits a particular account depends on what it is for. This is information, not a recommendation.