HBTA vs VYM

HBTA vs VYM

Which is better, HBTA or VYM?

Large Cap Blend against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 40.4%.

Lower Fees: VYMHigher Returns: VYMLess Concentrated: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHBTAVYM
Expense Ratio0.86%0.04%Best
AUM$243M$81.6B
Dividend Yield0.58%2.22%
Holdings208613
Volatility (annualized)19.4%11.4%Best
Max Drawdown-23.8%-15.1%Best
$10,000 over 1.4 years$10,020$11,230Best
Top 10 Weight40.4%25.9%Best
Fund FamilyHorizon FundsVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionJan 22, 2025Nov 10, 2006

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 5077 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. HBTA has data through Oct 16, 2012 and VYM through Sep 10, 2026.

Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: May 27, 2011 to Oct 16, 2012 (1.4 years).

Risk: Volatility and Drawdowns

HBTA has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 11.4% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.8% for HBTA and -15.1% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HBTA charges 0.86% per year while VYM charges 0.04%. On a $10,000 position that is $86 vs $4 annually, a gap of $82 per year that compounds over a long holding period. On income, HBTA currently yields 0.58% against 2.22% for VYM.

Holdings Overlap

HBTA already in VYM22.5%
VYM already in HBTA31.0%

22.5% of HBTA's money is in holdings VYM also owns. 31.0% of VYM's money is in holdings HBTA also owns.

The two portfolios partly overlap.

The two holdings books were reported 49 days apart, HBTA as of Aug 18, 2026 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

82 positions in common, counted across the 199 positions we hold weights for in HBTA and 603 in VYM, against full books of 208 and 613.

What only one of them owns

Our book lists 486 positions for VYM that do not appear in our book for HBTA (66.5% of the fund), and 115 for HBTA that do not appear in VYM (77.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in HBTAWeight in VYMDifference
CATCaterpillar, Inc.1.59%2.01%0.42%
UNHUnitedhealth Group Inc.1.01%1.56%0.55%
TXNTexas Instruments, Inc0.99%1.13%0.14%
MSMorgan Stanley1.12%0.97%0.15%
GSGoldman Sachs Group Inc.0.92%1.15%0.23%
DELLDell Technologies Inc.1.24%0.54%0.70%
ORCLOracle Corp.0.68%1.04%0.36%
CCitigroup Inc.0.72%0.94%0.22%
PMPhilip Morris International Inc.0.49%1.17%0.68%
IBMInternational Business Machines Corp.0.52%1.10%0.58%

31.0% of VYM is already inside HBTA.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

HBTAVYM

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Frequently Asked Questions

Which is cheaper, HBTA or VYM?

HBTA has an expense ratio of 0.86% while VYM charges 0.04%. VYM is the cheaper option, by $82 a year on a $10,000 investment.

Which is riskier, HBTA or VYM?

HBTA has been the more volatile fund at 19.4% annualized versus 11.4% for VYM. Worst drawdown: HBTA -23.8% vs VYM -15.1%.

Should I hold both HBTA and VYM?

HBTA and VYM have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between HBTA and VYM?

31.0% of VYM's money is in holdings HBTA also owns. 31.0% of VYM's is in holdings HBTA also owns. They hold 82 positions in common, counted across the 199 positions we hold weights for in HBTA and 603 in VYM.

Which pays a higher dividend, HBTA or VYM?

HBTA yields 0.58% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than HBTA?

VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 40.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.