HBTA vs VTI
Horizon Expedition Plus ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | HBTA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.86% | 0.03% | |
| AUM | $299M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 208 | 3,543 | |
| YTD Return | +5.55% | +13.14% | |
| 1Y Return | +21.60% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 19.4% | 15.3% | |
| Max Drawdown | -23.8% | -56.6% | |
| Fund Family | Horizon Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 22, 2025 | May 24, 2001 |
HBTA vs VTI Performance
Horizon Expedition Plus ETF (HBTA) is a ETF from Horizon Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HBTA returned +21.60% while VTI returned +22.35%. Year to date, HBTA is up 5.55% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
HBTA has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.8% for HBTA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HBTA charges 0.86% per year while VTI charges 0.03%. On a $10,000 position that is $86 vs $3 annually, a gap of $83 per year that compounds over a long holding period. On income, HBTA currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
HBTA and VTI share 191 holdings out of 2795 unique holdings combined, representing a 43.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HBTA or VTI?
HBTA has an expense ratio of 0.86% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $83 per year of difference.
Which performed better, HBTA or VTI?
Over the past year HBTA returned +21.60% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), HBTA annualized +0.14% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, HBTA or VTI?
HBTA has been the more volatile fund at 19.4% annualized versus 15.3% for VTI. Worst drawdown: HBTA -23.8% vs VTI -56.6%.
Should I hold both HBTA and VTI?
HBTA and VTI have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HBTA and VTI?
HBTA and VTI share 191 common holdings with a 43.5% weight overlap. Combined, they hold 2795 unique securities.
Which pays a higher dividend, HBTA or VTI?
HBTA yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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