HBTA vs QQQ

HBTA vs QQQ

Which is better, HBTA or QQQ?

Large Cap Blend against Large Cap Growth.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. HBTA is less concentrated, with 40.4% of the fund in its ten largest positions against 46.5%.

Lower Fees: QQQHigher Returns: QQQLess Concentrated: HBTA

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHBTAQQQ
Expense Ratio0.86%0.18%Best
AUM$243M$483.5B
Dividend Yield0.58%0.44%
Holdings208107
Volatility (annualized)19.4%16.9%Best
Max Drawdown-23.8%-16.1%Best
$10,000 over 1.4 years$10,020$11,875Best
Top 10 Weight40.4%Best46.5%
Fund FamilyHorizon FundsInvesco (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Growth
InceptionJan 22, 2025Mar 10, 1999

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 5078 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. HBTA has data through Oct 16, 2012 and QQQ through Sep 11, 2026.

Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: May 27, 2011 to Oct 16, 2012 (1.4 years).

Risk: Volatility and Drawdowns

HBTA has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 16.9% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.8% for HBTA and -16.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HBTA charges 0.86% per year while QQQ charges 0.18%. On a $10,000 position that is $86 vs $18 annually, a gap of $68 per year that compounds over a long holding period. On income, HBTA currently yields 0.58% against 0.44% for QQQ.

Holdings Overlap

HBTA already in QQQ57.6%
QQQ already in HBTA58.3%

57.6% of HBTA's money is in holdings QQQ also owns. 58.3% of QQQ's money is in holdings HBTA also owns.

The two portfolios partly overlap.

56 positions in common, counted across the 199 positions we hold weights for in HBTA and 102 in QQQ, against full books of 208 and 107.

What only one of them owns

Our book lists 39 positions for QQQ that do not appear in our book for HBTA (38.8% of the fund), and 141 for HBTA that do not appear in QQQ (42.1%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in HBTAWeight in QQQDifference
GOOGLAlphabet A Usd 0.0019.12%3.36%5.76%
AMZNAmazon.Com Inc6.41%4.67%1.74%
MSFTMicrosoft Corp 4.100 Feb 06 374.00%5.76%1.76%
MUMicron Technology, Inc.4.92%4.43%0.49%
AMDAdvanced Micro Devices Inc.3.42%3.45%0.03%
TSLATesla Inc2.66%2.56%0.10%
METAMeta Platforms, Inc.2.32%2.78%0.46%
INTCIntel Corp.2.16%2.23%0.07%
AMATApplied Materials, Inc.1.97%1.86%0.11%
LRCXLam Research Corp 3.125 06/15/20602.02%1.69%0.33%

58.3% of QQQ is already inside HBTA.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

HBTAQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HBTA or QQQ?

HBTA has an expense ratio of 0.86% while QQQ charges 0.18%. QQQ is the cheaper option, by $68 a year on a $10,000 investment.

Which is riskier, HBTA or QQQ?

HBTA has been the more volatile fund at 19.4% annualized versus 16.9% for QQQ. Worst drawdown: HBTA -23.8% vs QQQ -16.1%.

Should I hold both HBTA and QQQ?

HBTA and QQQ have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between HBTA and QQQ?

58.3% of QQQ's money is in holdings HBTA also owns. 58.3% of QQQ's is in holdings HBTA also owns. They hold 56 positions in common, counted across the 199 positions we hold weights for in HBTA and 102 in QQQ.

Which pays a higher dividend, HBTA or QQQ?

HBTA yields 0.58% while QQQ yields 0.44%, so HBTA currently pays the higher dividend yield.

Is QQQ better than HBTA?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. HBTA is less concentrated, with 40.4% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.