HBTA vs VOO

HBTA vs VOO

Which is better, HBTA or VOO?

Each has led over a different period.

VOO has a lower expense ratio. HBTA led over 1Y, VOO over the full window. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 40.4%.

Lower Fees: VOOHigher Returns: splitLess Concentrated: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHBTAVOO
Expense Ratio0.86%0.03%Best
AUM$243M$997.4B
Dividend Yield0.58%1.04%
Holdings208509
Volatility (annualized)19.4%15.3%Best
Max Drawdown-23.8%-19.0%Best
$10,000 over 1.4 years$10,020$10,917Best
Top 10 Weight40.4%36.4%Best
Fund FamilyHorizon FundsVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJan 22, 2025Sep 7, 2010

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 5077 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. HBTA has data through Oct 16, 2012 and VOO through Sep 10, 2026.

Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: May 27, 2011 to Oct 16, 2012 (1.4 years).

Risk: Volatility and Drawdowns

HBTA has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 15.3% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.8% for HBTA and -19.0% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HBTA charges 0.86% per year while VOO charges 0.03%. On a $10,000 position that is $86 vs $3 annually, a gap of $83 per year that compounds over a long holding period. On income, HBTA currently yields 0.58% against 1.04% for VOO.

Holdings Overlap

HBTA already in VOO99.0%
VOO already in HBTA50.3%

99.0% of HBTA's money is in holdings VOO also owns. 50.3% of VOO's money is in holdings HBTA also owns.

Most of HBTA is already inside VOO. Owning both mostly buys the same companies twice.

The two holdings books were reported 49 days apart, HBTA as of Aug 18, 2026 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

196 positions in common, counted across the 199 positions we hold weights for in HBTA and 505 in VOO, against full books of 208 and 509.

What only one of them owns

Our book lists 301 positions for VOO that do not appear in our book for HBTA (49.2% of the fund), and 2 for HBTA that do not appear in VOO (0.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in HBTAWeight in VOODifference
GOOGLAlphabet A Usd 0.0019.12%3.25%5.87%
AMZNAmazon.Com Inc6.41%3.62%2.79%
MSFTMicrosoft Corp 4.100 Feb 06 374.00%4.30%0.30%
MUMicron Technology, Inc.4.92%2.02%2.90%
AMDAdvanced Micro Devices Inc.3.42%1.47%1.95%
LLYEli Lilly & Co.3.40%1.47%1.93%
TSLATesla Inc2.66%1.84%0.82%
METAMeta Platforms, Inc.2.32%1.92%0.40%
INTCIntel Corp.2.16%1.02%1.14%
LRCXLam Research Corpcommon Stock2.02%0.84%1.18%

99.0% of HBTA is already inside VOO.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

HBTAVOO

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Frequently Asked Questions

Which is cheaper, HBTA or VOO?

HBTA has an expense ratio of 0.86% while VOO charges 0.03%. VOO is the cheaper option, by $83 a year on a $10,000 investment.

Which is riskier, HBTA or VOO?

HBTA has been the more volatile fund at 19.4% annualized versus 15.3% for VOO. Worst drawdown: HBTA -23.8% vs VOO -19.0%.

Should I hold both HBTA and VOO?

HBTA and VOO have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between HBTA and VOO?

99.0% of HBTA's money is in holdings VOO also owns. 50.3% of VOO's is in holdings HBTA also owns. They hold 196 positions in common, counted across the 199 positions we hold weights for in HBTA and 505 in VOO.

Which pays a higher dividend, HBTA or VOO?

HBTA yields 0.58% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.

Is VOO better than HBTA?

VOO has a lower expense ratio. HBTA led over 1Y, VOO over the full window. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 40.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.